Credit Cards

[MarineVietVet]

$3k CL from Discover for a student who barely works should be embraced, not closed.  Keep it, use it, enjoy it.

Yep.

Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".

[creditwherecreditisdue]

You got an approval and a higher CL from Discover than anyone here would have predicted.

Discover does adjust APR's down. I opened a Discover More account last summer based on a pre-app and the APR was set at 11.99%V. I also had a 0% APR for purchases promo for a while. When the promo ended APR was 9,99%V and it has remained there ever since. The lowest rate now offered for a new account is 10,99%V. If you keep your nose clean it can happen.

Maximize your rewards by using ShopDiscover. 

Don't carry balances.

Don't close your Discover.

[score_building]

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marinevietvet wrote:

$3k CL from Discover for a student who barely works should be embraced, not closed.  Keep it, use it, enjoy it.

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take care of it and it will take care of you.

3k is a generous initial CL from discover on a student card.  discover is one of the most conservative lenders even when times are good.

2k to start is not uncommon from discover on a regular (non student) acct.