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@LS2982 wrote:
@logan_720 wrote:
I think you really need to make up your mind on what you want to do. The point of gardening is to not app for anything and let your current cards grow. It would make sense to close them if they were, say, Credit One or FP. Maybe even Capital One. You have cards from GECRB that will grow, as well as your Slte card that you just opened. The benefit to the Slate is that it is prime, and will grow with you. But like I said, you really need to determine what you want to do. One week you want to open a million new accounts, then claim you are gardening...+1
Leave them all open let them grow!! SD if you don't want to use them!
that makes more sense untill i get another prime or two. then i guess i will take it from there..i just feel like having too many credits (i have 9) is too much
@afbar1114 wrote:
@LS2982 wrote:
@logan_720 wrote:
I think you really need to make up your mind on what you want to do. The point of gardening is to not app for anything and let your current cards grow. It would make sense to close them if they were, say, Credit One or FP. Maybe even Capital One. You have cards from GECRB that will grow, as well as your Slte card that you just opened. The benefit to the Slate is that it is prime, and will grow with you. But like I said, you really need to determine what you want to do. One week you want to open a million new accounts, then claim you are gardening...+1
Leave them all open let them grow!! SD if you don't want to use them!
that makes more sense untill i get another prime or two. then i guess i will take it from there..i just feel like having too many credits (i have 9) is too much
Because you went app crazy last month lol
Just garden for now. Say it with us... gaaaaaaaaaaaaaardennnnnnnnnn.
Follow my financial journey: http://www.frugalrican.com
@FrugalRican wrote:
@afbar1114 wrote:
@LS2982 wrote:
@logan_720 wrote:
I think you really need to make up your mind on what you want to do. The point of gardening is to not app for anything and let your current cards grow. It would make sense to close them if they were, say, Credit One or FP. Maybe even Capital One. You have cards from GECRB that will grow, as well as your Slte card that you just opened. The benefit to the Slate is that it is prime, and will grow with you. But like I said, you really need to determine what you want to do. One week you want to open a million new accounts, then claim you are gardening...+1
Leave them all open let them grow!! SD if you don't want to use them!
that makes more sense untill i get another prime or two. then i guess i will take it from there..i just feel like having too many credits (i have 9) is too much
Because you went app crazy last month lol
Just garden for now. Say it with us... gaaaaaaaaaaaaaardennnnnnnnnn.
yea but i only got four cards 2 of which i are prime so i am happy maybe 3 cards....nope 4 lol
@afbar1114 wrote:
@FrugalRican wrote:
@afbar1114 wrote:
@LS2982 wrote:
@logan_720 wrote:
I think you really need to make up your mind on what you want to do. The point of gardening is to not app for anything and let your current cards grow. It would make sense to close them if they were, say, Credit One or FP. Maybe even Capital One. You have cards from GECRB that will grow, as well as your Slte card that you just opened. The benefit to the Slate is that it is prime, and will grow with you. But like I said, you really need to determine what you want to do. One week you want to open a million new accounts, then claim you are gardening...+1
Leave them all open let them grow!! SD if you don't want to use them!
that makes more sense untill i get another prime or two. then i guess i will take it from there..i just feel like having too many credits (i have 9) is too much
Because you went app crazy last month lol
Just garden for now. Say it with us... gaaaaaaaaaaaaaardennnnnnnnnn.
yea but i only got four cards 2 of which i are prime so i am happy maybe 3 cards....nope 4 lol
You'll be just fine with the accounts you currently have! Let them grow, and SD the ones you are not using.
@LS2982 wrote:
@afbar1114 wrote:
@FrugalRican wrote:
@afbar1114 wrote:
@LS2982 wrote:
@logan_720 wrote:
I think you really need to make up your mind on what you want to do. The point of gardening is to not app for anything and let your current cards grow. It would make sense to close them if they were, say, Credit One or FP. Maybe even Capital One. You have cards from GECRB that will grow, as well as your Slte card that you just opened. The benefit to the Slate is that it is prime, and will grow with you. But like I said, you really need to determine what you want to do. One week you want to open a million new accounts, then claim you are gardening...+1
Leave them all open let them grow!! SD if you don't want to use them!
that makes more sense untill i get another prime or two. then i guess i will take it from there..i just feel like having too many credits (i have 9) is too much
Because you went app crazy last month lol
Just garden for now. Say it with us... gaaaaaaaaaaaaaardennnnnnnnnn.
yea but i only got four cards 2 of which i are prime so i am happy maybe 3 cards....nope 4 lol
You'll be just fine with the accounts you currently have! Let them grow, and SD the ones you are not using.
sounds good... but do i need to use them at all or can i just let a $0 bal post each month...sorry for all this i really runined my credit about 5 or so years ago and i am just now getting it fixed, and i am trying to learn since my family knows nothing of credit.
and i am not taking the BCP offer they sent me either...lol which is get $100 CB after spending $500 in 60days
@afbar1114 wrote:and i am not taking the BCP offer they sent me either...lol which is get $100 CB after spending $500 in 60days
It might be best for you to opt-out.
@LS2982 wrote:
@afbar1114 wrote:and i am not taking the BCP offer they sent me either...lol which is get $100 CB after spending $500 in 60days
It might be best for you to opt-out.
+1 with lots of exclamation points afterwards.
Follow my financial journey: http://www.frugalrican.com
nah it will help me control my self if i dont