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@afbar1114 wrote:nah it will help me control my self if i dont
IMHO there is no possible way you recieving CC offers in the mail is going to help you control yourself. Be honest, you'll be making threads here asking us all if you got a shot for the card and hoping we'll agree with you.
Keep them all open, put the paid off ones in the sock drawer, or cut the card up with scissors... you can always order a new card later... just tell them it got lost.
Stop applying for new credit until all of these are aged
@LS2982 wrote:
@afbar1114 wrote:nah it will help me control my self if i dont
IMHO there is no possible way you recieving CC offers in the mail is going to help you control yourself. Be honest, you'll be making threads here asking us all if you got a shot for the card and hoping we'll agree with you.
haha... LOL at this post. Also, OP, you should consider freezing your reports for a yr... that way you can app all day long and then give up the ghost after you get the 14 day messages
i keep 3 cards with me at all times just in case. i always have my zync and then my slate and then cap1 but i might leave cap1 at home.. i never just wanna carry one card on me
@afbar1114 wrote:nah it will help me control my self if i dont
Almost as cringeworthy as someone from AA walking into a bar just to "control himself".
Remove the temptation.
Follow my financial journey: http://www.frugalrican.com
@Chris123nTx wrote:
I keep my drivers lic and concealed carry permit with me at all times..just in case
+1 (no such thing as CC permit in GA though; we carry however we want) ;-)
Perhaps afbar needs a realistic long term plan and a hobby between apps that isn't in any way related to credit.
I hate managing 7 cards but digging out of this hole and doing school stuff properly will just take time. In 3 years I'd like to cancel at least 2 cards. In 5 years I plan on being down to three cards
@Chris123nTx wrote:
I keep my drivers lic and concealed carry permit with me at all times..just in case
+1