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12-01-2012 09:09 AM
12-01-2012 09:14 AM
I need to SD my Walmart Discover card. Wednesday afternoon I made a small charge to it (around $50 at a local Walmart store). 12/2 is my statement cut date. Go online to pay bill in full and guess what? The charge hasn't cleared yet and it's been more than 48 hours. How much you want to bet it clears seconds before my statement generates. Their practice of doing this really pisses me off.
LOL- yea- it really gets me too! I have just taken to not using it near statement cut off date. 3 times now they've gotten me. Can't pay till it post and it always post right before statement cut night of. UGH!
12-01-2012 09:29 AM
12-01-2012 09:39 AM
Just push a payment from your bank's billpay. Weird, I don't seem to have this issue with my Walmart Discover card. I make payments using their online billpay, as I do with all my cards.
12-01-2012 11:57 AM
Pushing payments through don't always work. (Especially if you've already made another payment earlier in the cycle.)
GECRB REALLY REALLY wants to report a balance. It's not just with the Walmart card. I don't know what their problem is, but this is how I fixed it for myself. I use any GECRB card only once during the cycle. I pay only one payment at least a week before it's due. I do not touch it again until it reports. That gives me about a week or so in which to use it safely, but it does work.
12-01-2012 11:59 AM
12-01-2012 12:51 PM
takes a week to clear payment and can't use it a week before statement cuts. Seems you can only use card to full extent without UTIL hit 1/2 of the month.
Did Amex softpull you yet?
12-01-2012 12:57 PM
12-01-2012 02:20 PM