Credit Cards Center Credit cards from our partners
Reply
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: /sigh. Walmart does it again

I know you've worked hard on this Duncan, hope it still goes OK.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: /sigh. Walmart does it again

SOOOOOOOOOO, I was just going to post in this thread a defense to Walmart, and how you are the only one they are doing this too.

 

Then I would have had to eat crow....

 

Because I just logged in and saw that my $87 charge on Wednesday is STILL pending...

 

THANKFULLY, my balance is $-7.67 (Negative Balance) and I presume that is what will be reported.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
0

Re: /sigh. Walmart does it again

Oh OK that makes sense
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Frequent Contributor
Posts: 347
Registered: ‎11-17-2012
0

Re: /sigh. Walmart does it again

Last week when I was at the customer service counter handling a return, I asked the gentleman assisting me if they accepted payments for Walmart account at the store. He said they did....I asked when would my payment post...he advised "same day". I don't know if this is true or not, but we will know on Tuesday when I take on that task.

 

SisterGirl

SisterGirl
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: /sigh. Walmart does it again

[ Edited ]

kevinjjc wrote:

Just push a payment from your bank's billpay. Weird, I don't seem to have this issue with my Walmart Discover card. I make payments using their online billpay, as I do with all my cards.


The issue is the charge is still pending


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: /sigh. Walmart does it again


mmmagique wrote:

Pushing payments through don't always work. (Especially if you've already made another payment earlier in the cycle.) 

GECRB REALLY REALLY wants to report a balance. It's not just with the Walmart card. I don't know what their problem is, but this is how I fixed it for myself. I use any GECRB card only once during the cycle. I pay only one payment at least a week before it's due. I do not touch it again until it reports. That gives me about a week or so in which to use it safely, but it does work. 


I've noticed that too. Other companies as well. Putting the credit card protection on the very last day is an example from Citi

 

not sure why companies are so pressed for a balance to report


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: /sigh. Walmart does it again


Repo-ed wrote:

SOOOOOOOOOO, I was just going to post in this thread a defense to Walmart, and how you are the only one they are doing this too.

 

Then I would have had to eat crow....

 

Because I just logged in and saw that my $87 charge on Wednesday is STILL pending...

 

THANKFULLY, my balance is $-7.67 (Negative Balance) and I presume that is what will be reported.


My 89 that I put through on Thursday I'm still waiting on for my SAMs card lolol when I pay bills, I like the money to exit my account ASAP so I know what to have to spend 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: /sigh. Walmart does it again

 

You know who is also good for that kind of practice is Chevron Texaco and now come to think of it, both are offered by GE.

 

 

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: /sigh. Walmart does it again

Are you really that worried amex will deny you the cli because walmart will report a $50 balance?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: /sigh. Walmart does it again

i make the payment on the 21 of Nov. They still hold the fund even thou they already take out the money from my bank. SMH


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.