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signature card that doesnt report balance

Super Contributor

Re: signature card that doesnt report balance

All cards report balances unless they are hidden tradelines (including amex charge cards) your onlu options are going to be certain business cards that dont report on a personal report, or hidden TLs like BML.
Message 11 of 26
Blogger

Re: signature card that doesnt report balance

You can count on Bank of America to not report limits for their Visa Signature cards.

Message 12 of 26
Valued Contributor

Re: signature card that doesnt report balance

Agreed and I can confirm JPM Select and BML (well, Newegg anyway) are NOT on my credit reports; no balances, no credit limit, not even the hint of a tradeline. I used to have a Radio Shack store card that was hidden as well.

 

BoA World MC does report limit and balance, however, that was through bank offered upgrades formerly Platinum Plus so maybe that is why stats are reported.

 

Getting a hidden trade line with no AF is probably not going to happen. I certainly think the $95 or whatever I pay for the JPM is worth the hidden trade line.

Message 13 of 26
Super Contributor

Re: signature card that doesnt report balance

My BOA 1-2-3 Sig doesn't report the credit limit; but reports my high balance.

 




Message 14 of 26
Valued Contributor

Re: signature card that doesnt report balance

Thanks everyone

 

I guess there are really no option.

 

JP Select is discontinued and BML really isnt an option.

 

Thank you again everyone

Message 15 of 26
Super Contributor

Re: signature card that doesnt report balance

JP Morgan select isn't discontinued. You just need to be a JP Morgan client to get it now
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 16 of 26
Valued Contributor

Re: signature card that doesnt report balance

oh wow ok, and what is the annual fee?

 

I cant find it

 

thanks again

 

Message 17 of 26
Super Contributor

Re: signature card that doesnt report balance

I am not too sure on the AF. I think it's lower than the palladium, but its sorta harder to get than the palladium because of the requirement of having to be a JP Morgan client. You got to be okay with the idea of putting your money with them to invest
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 18 of 26
Super Contributor

Re: signature card that doesnt report balance

Pretty sure the AF for the JPM Select is $95. 

 

Also, as far as its difficulty to get, you need to be either a JPM Client or a chase private client (or something like that, they have like 10 different levels) for the palladium as well. Last I heard, you had to have over a million with them for the palladium, but people used to say you needed to have 30 million+ , not sure where exactly it stands now. 

 

You used to be able to get away with getting both the JPM select and palladium without really meeting any of the requirements. Now, for the palladium at least, a private banker (most likely your private banker) has to endorse the application in order for it to be even considered (AFAIK)

Message 19 of 26
Super Contributor

Re: signature card that doesnt report balance

You need 250k in deposits and a private banker to qualify for the palladium. Once those requirements are met you can apply.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 20 of 26