Credit Cards Center Credit cards from our partners
Reply
Super Contributor
Posts: 6,064
Registered: ‎12-11-2011
0

Re: signature card that doesnt report balance

All cards report balances unless they are hidden tradelines (including amex charge cards) your onlu options are going to be certain business cards that dont report on a personal report, or hidden TLs like BML.
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: signature card that doesnt report balance

You can count on Bank of America to not report limits for their Visa Signature cards.

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: signature card that doesnt report balance

Agreed and I can confirm JPM Select and BML (well, Newegg anyway) are NOT on my credit reports; no balances, no credit limit, not even the hint of a tradeline. I used to have a Radio Shack store card that was hidden as well.

 

BoA World MC does report limit and balance, however, that was through bank offered upgrades formerly Platinum Plus so maybe that is why stats are reported.

 

Getting a hidden trade line with no AF is probably not going to happen. I certainly think the $95 or whatever I pay for the JPM is worth the hidden trade line.

Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: signature card that doesnt report balance

My BOA 1-2-3 Sig doesn't report the credit limit; but reports my high balance.

 




Valued Contributor
Posts: 1,735
Registered: ‎08-18-2007
0

Re: signature card that doesnt report balance

Thanks everyone

 

I guess there are really no option.

 

JP Select is discontinued and BML really isnt an option.

 

Thank you again everyone

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: signature card that doesnt report balance

JP Morgan select isn't discontinued. You just need to be a JP Morgan client to get it now
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 1,735
Registered: ‎08-18-2007
0

Re: signature card that doesnt report balance

oh wow ok, and what is the annual fee?

 

I cant find it

 

thanks again

 

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: signature card that doesnt report balance

I am not too sure on the AF. I think it's lower than the palladium, but its sorta harder to get than the palladium because of the requirement of having to be a JP Morgan client. You got to be okay with the idea of putting your money with them to invest
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Super Contributor
Posts: 6,064
Registered: ‎12-11-2011
0

Re: signature card that doesnt report balance

[ Edited ]

Pretty sure the AF for the JPM Select is $95. 

 

Also, as far as its difficulty to get, you need to be either a JPM Client or a chase private client (or something like that, they have like 10 different levels) for the palladium as well. Last I heard, you had to have over a million with them for the palladium, but people used to say you needed to have 30 million+ , not sure where exactly it stands now. 

 

You used to be able to get away with getting both the JPM select and palladium without really meeting any of the requirements. Now, for the palladium at least, a private banker (most likely your private banker) has to endorse the application in order for it to be even considered (AFAIK)

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: signature card that doesnt report balance

You need 250k in deposits and a private banker to qualify for the palladium. Once those requirements are met you can apply.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.