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simmons first visa platinum credit card

Regular Contributor

Re: simmons first visa platinum credit card

Talk about an app for a credit card this is more like for a mortgage.  
Smiley Surprised
 
Senior Contributor

Re: simmons first visa platinum credit card

It's so exclusive it's not even mentioned in whogavemecredit.com.
"Never ever, ever be late. Never" (FUTR)
Valued Contributor

Re: simmons first visa platinum credit card

definitely excellent credit on this one.  If you google credit cards you can get more info.
Moderator Emerita

Re: simmons first visa platinum credit card

Other than maybe some sort of bragging rights in having it (except that hardly anyone has ever heard of it), I don't see anything particularly wonderful about the card:

http://www.simmonsfirst.com/creditcards/visaplatinum.asp
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Member

Re: simmons first visa platinum credit card

i am in orlando fl.
Member

Re: simmons first visa platinum credit card

What state are you in
 
thank you
see
Epic Contributor

Re: simmons first visa platinum credit card

Any credit lines above 10k require signature and FINANCIALS!
BLAH
Moderator Emeritus

Re: simmons first visa platinum credit card

I have it.  I had to provide W2s to prove income.  It's hard to get because it's got a very low APR (maybe 7 or 8%) and no AF.  The rewards program is kinda crappy.  My CL is maybe $7k and they don't voluntarily raise it (unlike FIA, who have upped it 3 times in less than 18 months without my requesting a CLI).
 
ETA: I don't remember which CRA they pulled -- I've had it about 3 years but I'll see if I've got an old CR which shows it.
 
No private jets parked in my yard. Smiley Happy


Message Edited by masdeocho on 04-15-2008 04:50 PM
-----------------
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Epic Contributor

Re: simmons first visa platinum credit card

If your looking for low APR. Get a Nordstrom Visa.  Tier 1 interest is PRIME + 0!!!
Regular Contributor

Re: simmons first visa platinum credit card

This bank's base is out of my homestate AR.  I do some of my banking with them (401k, checking). They are supposedly one of the best cards because of the interest but what a headache you have to go through to get it!  Really it's a bit much.  With that said, it they offer the card to me one day I WILL take it! Smiley Wink

Starting Score:EQ 560t> TU 560EXP 570
Current Score:EQ 674t> TU 697EXP 700
Goal Score:EQ 700> TU 700EXP 700>

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