Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 139
Registered: ‎08-07-2007
0 Kudos

simmons first

Does anybody here has this card? The Apr is really low.
Posts: 90
Registered: ‎09-22-2007
0 Kudos

Re: simmons first

You must have excellant credit for this card.
Your credit score
Source: Equifax Date: April 29, 2015
New Member
Posts: 7
Registered: ‎09-11-2009
0 Kudos

Re: simmons first

[ Edited ]

I have had the card for three months low APR is why I went with them. Feedback from many is that the credit app is lengthy which I did not find that at all. Took five minutes to complete the online application for the Platinum Visa card and three days to learn I was approved.

The bank is in Arkansas I believe they have always been pleasant if I had questions regarding the account. I have online banking linked to my card so I always know the account status. I may stretch out the balance for two months but always paid in full. I put my AT&T Universal card up although the APR was reduced to 10.7%.

Excellent credit is required for the card from what I understand.

Message Edited by MarvC on 12-23-2009 09:45 AM

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.