Regular Contributor
Posts: 139
Registered: ‎08-07-2007

simmons first

Does anybody here has this card? The Apr is really low.
Posts: 80
Registered: ‎09-22-2007

Re: simmons first

You must have excellant credit for this card.
Your PLUS Score is: 800 on a scale of 330 - 830.
New Member
Posts: 7
Registered: ‎09-11-2009

Re: simmons first

[ Edited ]

I have had the card for three months low APR is why I went with them. Feedback from many is that the credit app is lengthy which I did not find that at all. Took five minutes to complete the online application for the Platinum Visa card and three days to learn I was approved.

The bank is in Arkansas I believe they have always been pleasant if I had questions regarding the account. I have online banking linked to my card so I always know the account status. I may stretch out the balance for two months but always paid in full. I put my AT&T Universal card up although the APR was reduced to 10.7%.

Excellent credit is required for the card from what I understand.

Message Edited by MarvC on 12-23-2009 09:45 AM

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