Credit Cards

[floridableu]

Hello

I have two exact same boa credit cards, but they have different terms.

One of them list minimum amount due $15, and the other one doesn't have any minimum amount listed.

Can anyone tell me what the minimum amount means?

Thasnk!!

[jsucool76]

Is it possibly the minumum monthly payment? IE if you have a 15$ balance, they don't use the payment calculator, you just pay the whole thing off. And then for any balance over 15$ they calculate a minimum payment due for you.

I think that is it at least.

[Revelate]

Jsu's right: the minimum payment is absolutely the minimum amount due this month; however, I'd find it a little disconcerting if BOFA didn't have my minimum payment listed in their online interface and would be on the phone with CSR to try to straighten it out... after I kicked at least 15 dollars to it anyway or whatever was reasonable for my balance.  Best not to even risk being late, even if the bank is the one with something goofy in their system.