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smoking hot BCE and citi bank

Established Contributor

smoking hot BCE and citi bank

My 24 years old brother who has no credit and used cash.I add him to my BOA and chase with 12-11 year history.  6% util . 22k and 30k CL. After 2 months been AU. I and him app'ed for Amex BCE. They did not instant approval. We have to call in and verified his information. A nice lady asked to hold for 3 mins. She came back and said. I have something new for ya.(I know it approved) she said your application approved 25k CL. I can't stop laughing. 

Update : he approved citi Hilton hhonor visa sig 22k CL.... 

This is a crazy day lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 1 of 22
21 REPLIES
Super Contributor

Re: smoking hot BCE


TrishN wrote:

My 24 years old brother who has no credit and used cash.I add him to my BOA and chase with 12-11 year history.  6% util . 22k and 30k CL. After 2 months been AU. I and him app'ed for Amex BCE. They did not instant approval. We have to call in and verified his information. A nice lady asked to hold for 3 mins. She came back and said. I have something new for ya.(I know it approved) she said your application approved 25k CL. I can't stop laughing. 


Congrats to DB

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 22
Moderator Emerita

Re: smoking hot BCE

Message 3 of 22
Established Contributor

Re: smoking hot BCE

I can't believe it. Amex is bomb. I know he can handle it. His income around 90k for year

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 4 of 22
Valued Contributor

Re: smoking hot BCE

Congrats to db! Nice cls!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 5 of 22
Established Contributor

Re: smoking hot BCE

Well another approved. I app'ed for him second CC with citi Hilton hhonor visa sig. Is pending, I asked him to call. They verified his informations. Again they told him he approved 22k CL. WT. He turn speaker phone so loud lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 6 of 22
Super Contributor

Re: smoking hot BCE


TrishN wrote:

Well another approved. I app'ed for him second CC with citi Hilton hhonor visa sig. Is pending, I asked him to call. They verified his informations. Again they told him he approved 22k CL. WT. He turn speaker phone so loud lol


Congrats again DB

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 22
New Contributor

Re: smoking hot BCE and citi bank

Wow!!Awesome!!

Message 8 of 22
Frequent Contributor

Re: smoking hot BCE and citi bank


TrishN wrote:

My 24 years old brother who has no credit and used cash.I add him to my BOA and chase with 12-11 year history.  6% util . 22k and 30k CL. After 2 months been AU. I and him app'ed for Amex BCE. They did not instant approval. We have to call in and verified his information. A nice lady asked to hold for 3 mins. She came back and said. I have something new for ya.(I know it approved) she said your application approved 25k CL. I can't stop laughing. 

Update : he approved citi Hilton hhonor visa sig 22k CL.... 

This is a crazy day lol


Congrats! And WoW! Smiley Very Happy

CL $317,649
Message 9 of 22
Established Contributor

Re: smoking hot BCE and citi bank

That's crazy! Congrats to your DB!


Message 10 of 22