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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

so ashamed...

I joined andrews fcu and apped for their globetrek visa last night while drunk...ill be surprised if i dont get CLD or some cards closed
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: so ashamed...

I had nothing to do with this drapping and I only promote responsible drapping.

I'm sure you will be good. Keep your UTIL down and no more apping till your CR can take it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Re: so ashamed...


jsickz32 wrote:
I joined andrews fcu and apped for their globetrek visa last night while drunk...ill be surprised if i dont get CLD or some cards closed

Who do you think is going to CLD and or Close your account? What does it have to do with applying for this Globetreck Visa?

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: so ashamed...

I think my utl is what is saving my butt....is at 1%.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: so ashamed...

@creditaddict
Maybe barclays. They warned me already. Ive just opened too many new accounts in this past 5 months.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
Posts: 272
Registered: ‎09-30-2012
0

Re: so ashamed...

JUST SAY NO TO DRAPPING! I had a few too many shots of Knob Creek last night but managed to stay app free! (I was concentrating on the election)



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: so ashamed...


Duncanrr wrote:
I had nothing to do with this drapping and I only promote responsible drapping.

I'm sure you will be good. Keep your UTIL down and no more apping till your CR can take it.

I know Duncanrr would only promote responsible drapping.  :smileyhappy:

 

Please remember to treat your finances responsibly.  No driving,  apping, getting married, etc. while under the influence.  Thank you, that is all.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 396
Registered: ‎09-08-2010
0

Re: so ashamed...


obageegee wrote:

JUST SAY NO TO DRAPPING! I had a few too many shots of Knob Creek last night but managed to stay app free! (I was concentrating on the election)


well, at least you were drinkin good stuff :smileyhappy:

 

just say NO to drapping...   we need bumper stickers

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: so ashamed...

Ah i wouldn't worry too much about it. Let me know how the app goes and wat they approve u for. I just joined AFCU myself and was contemplating apping for the same card. GL!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: so ashamed...

Hey hey drapping aint all bad. I drapped last week after a few too many shots of patron and was instantly approved for Citi forward with my highest credit limit to date.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

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