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so ashamed...

Valued Contributor

Re: so ashamed...

They pulled EX only once. The status of my app says in progress. I also need to mail them the signed form.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 11 of 22
Valued Contributor

Re: so ashamed...

Drapping is fine if done responsibly (I got my Freedom that way).

 

Just NEVER EVER EVER Recon while drunk.  Definitely not the way to do it Smiley Happy



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 22
Valued Contributor

Re: so ashamed...

What are we, 18?

 

Who drinks and apps?

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 13 of 22
Valued Contributor

Re: so ashamed...


Repo-ed wrote:

What are we, 18?

 

Who drinks and apps?


*shyly raises hand*

(I did it once and has been a running joke since.  I admit when I do silly things.  I know others here have done so.  At least I didnt buy a limo off ebay while drunk - true story, a friend of mine did this)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 14 of 22
Valued Contributor

Re: so ashamed...

ugg - I digress.

 

I've done some stupid things before/while/after drinking too.  I just hope we would have more wherewithal when FILLING OUT A CREDIT APP!!!

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 15 of 22
Regular Contributor

Re: so ashamed...

I opened 10 new account with a car loan of 41,000 after opening Barclay they have not close my account yet they even gave me an increase
Message 16 of 22
Valued Contributor

Re: so ashamed...

How long have you had your Barclays card and how many INQ since.

ccpics2.jpg
Message 17 of 22
Established Contributor

Re: so ashamed...

+1

Message 18 of 22
Valued Contributor

Re: so ashamed...

my barclaycard will turn 1 year the 20th of this month. If im approved for this card it'll be 17 or 18 new accounts within 5 months....
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 19 of 22
Valued Contributor

Re: so ashamed...

Soooo an update...I was denied for the globetrek lol. The only reason they gave me for denial is increased debt in past few months which is weird because in these last 5 months my utl has been between 1% and 3%.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 20 of 22