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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: so ashamed...

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‎11-05-2012 07:13 AM

They pulled EX only once. The status of my app says in progress. I also need to mail them the signed form.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 11 of 22 (459 Views)
 
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Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: so ashamed...

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‎11-05-2012 07:55 AM

Drapping is fine if done responsibly (I got my Freedom that way).

 

Just NEVER EVER EVER Recon while drunk.  Definitely not the way to do it :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 12 of 22 (435 Views)
 
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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: so ashamed...

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‎11-05-2012 08:01 AM

What are we, 18?

 

Who drinks and apps?

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
Message 13 of 22 (427 Views)
 
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: so ashamed...

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‎11-05-2012 08:04 AM

Repo-ed wrote:

What are we, 18?

 

Who drinks and apps?

*shyly raises hand*

(I did it once and has been a running joke since.  I admit when I do silly things.  I know others here have done so.  At least I didnt buy a limo off ebay while drunk - true story, a friend of mine did this)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 14 of 22 (423 Views)
 
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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: so ashamed...

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‎11-05-2012 08:06 AM

ugg - I digress.

 

I've done some stupid things before/while/after drinking too.  I just hope we would have more wherewithal when FILLING OUT A CREDIT APP!!!

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
Message 15 of 22 (418 Views)
 
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Regular Contributor
mr_postman
Posts: 154
Registered: ‎01-17-2008

Re: so ashamed...

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‎11-05-2012 08:08 AM

I opened 10 new account with a car loan of 41,000 after opening Barclay they have not close my account yet they even gave me an increase
Message 16 of 22 (414 Views)
 
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Valued Contributor
beb86
Posts: 1,114
Registered: ‎10-31-2011

Re: so ashamed...

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‎11-05-2012 08:10 AM

How long have you had your Barclays card and how many INQ since.

ccpics2.jpg
Message 17 of 22 (412 Views)
 
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: so ashamed...

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‎11-05-2012 08:20 AM

+1

Message 18 of 22 (400 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: so ashamed...

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‎11-05-2012 08:45 AM

my barclaycard will turn 1 year the 20th of this month. If im approved for this card it'll be 17 or 18 new accounts within 5 months....
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 19 of 22 (380 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: so ashamed...

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‎11-15-2012 11:03 AM

Soooo an update...I was denied for the globetrek lol. The only reason they gave me for denial is increased debt in past few months which is weird because in these last 5 months my utl has been between 1% and 3%.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 20 of 22 (245 Views)
 
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