sock drawer - how often need to use the card?

[IFtkkdx428]

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@steel_string wrote:

It's going to depend heavily on the issuer....

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Both of these cards are co-branded by Capital One as I said above. So I'm not sure if anyone knows how often it needs to be used. Anyone know? 

Here's a link to the Union Plus: http://www.unionplus.org/money-credit/credit-card

Here's a link to the GM Buy Power: http://www.capitalone.com/credit-cards/partnerships/buypower-card/

[BallBounces]

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@Anonymous wrote:

If I am sock drawering one of my useless cards, how often should i use it (or how little can i use it) to keep the cc open? 

I wouldnt mind it falling off but its one of older cards.. actually i think it is my oldest card now. 

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I varies wildly.  My better half went well over 4 years withj no adverse effects.   For example, if the card is with your relationship bank they will probbaly let it go a LONG time.

Every 6 months would be plenty of activity in general.

If the CL is not tiny, you are probably wise to keep it.

[petejk]

I pay small monthly bills with my sock drawered cards, like Netflix/Spotify etc, then pay in full. It takes the thought out of remembering to charge on the card every few months