11-27-2008 06:08 PM
11-28-2008 06:07 AM
11-28-2008 07:57 AM
I responded to someone about my checking 'backdoor' reports in another thread and here is my answer:
To get a free TU report due to AA, which shows your softs go here:
I have a recent report number already for Experian, so I can input to update report here:
If you were denied because of EX report, use this link:
For EQ if you have CWG you can see your soft inquiries by requesting an updated report daily if you want to check as you are allowed 1 pull a day. I have this service, so not really a back door for me, but it does show softs pulls if you are interested in those.
If denied for AA on EQ you can request report here:
So, this is probably the easiest way to receive an updated report if you have had a recent decline. Of course it isn't something you can use everyday, but it's helpful to know you can get them online. I was sending off for reports by mail for a good while when I would get the letters for the denials. They have some other reasons listed to see if you are eligible to receive one.