still can't get an AMEX revolver

[shasta]

I'm at over 10 years with AMEX now (old gold card and current unicorn), and have applied for BCE, delta and the new card that is being offered (applied within the last 2 years). Current FICO is 669. The only thing is, my credit usage is currently high. However, I have been rejected in the past when it wasn't high and my score was about the same.

No love for me from AMEX..

Also, as a side note, my nephew has done well with his credit and got a Chase Sapphire and an AMEX BCE. He tried for the 3x cli and was told no. His recon did not go well.

Must be something about our family that AMEX hates...........lol

[freak4tech]

your score isnt that high, when i applied amex pulled my EX score so check your EX see how it compares to your others. 

[tattooedhusker]

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@shasta wrote:

I'm at over 10 years with AMEX now (old gold card and current unicorn), and have applied for BCE, delta and the new card that is being offered (applied within the last 2 years). Current FICO is 669. The only thing is, my credit usage is currently high. However, I have been rejected in the past when it wasn't high and my score was about the same.

No love for me from AMEX..

Also, as a side note, my nephew has done well with his credit and got a Chase Sapphire and an AMEX BCE. He tried for the 3x cli and was told no. His recon did not go well.

Must be something about our family that AMEX hates...........lol

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Don't fret, I was denied my 61 day CLI and my 6 month CLI. I have no luck with AMEX either!

[SunriseEarth]

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@shasta wrote:

I'm at over 10 years with AMEX now (old gold card and current unicorn), and have applied for BCE, delta and the new card that is being offered (applied within the last 2 years). Current FICO is 669. The only thing is, my credit usage is currently high. However, I have been rejected in the past when it wasn't high and my score was about the same.

No love for me from AMEX..

Also, as a side note, my nephew has done well with his credit and got a Chase Sapphire and an AMEX BCE. He tried for the 3x cli and was told no. His recon did not go well.

Must be something about our family that AMEX hates...........lol

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How is your EX CR looking?  Do you have baddies reporting?

[One7]

Amex hates me too, I still haven't been able to get a charge card... I've tried many times. I was able to get their SPG revolver some how but only with a 1k limit.  But at least it's something

[shasta]

EX score is in the 670's. My only baddies are late student loans from about 6 years ago, and one paid in full credit card collection from about 6 years ago.

[blondy250]

At least your not taking HP's, your score is borderline for there revolvers. If you can get your utilization down and can bump up your scores I think youll make it.

[asulaw]

My EX was 639...I got something in the mail for an Amex Coscto True Earnings, it wasn't even a pre-approval I didn't realize this until after my application. It was an invitation to apply. I actually got it with a small limit of $1,200. Not sure why you're having a hard time. Sorry for the trouble

[SunriseEarth]

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@shasta wrote:

EX score is in the 670's. My only baddies are late student loans from about 6 years ago, and one paid in full credit card collection from about 6 years ago.

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Hmmm.   Then I think the UTIL must be a main issue.   You could attempt GW removal with the lates and the paid collection, but I'm not sure those have a big impact. 

[gdale6]

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@shasta wrote:

EX score is in the 670's. My only baddies are late student loans from about 6 years ago, and one paid in full credit card collection from about 6 years ago.

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If these are your only derogs your score is not where it should be after factoring in their age.... I would highly suspect you are running over 70% util, pay it down and you will get a better score. You ultimately want 1 card reporting a balance with 1-9% of its CL and the rest at 0. Good luck