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target card/utilization/new account on credit report

Established Member

Re: target card/utilization/new account on credit report

Well, I guess I'll hold onto it then.

 

Thanks for all the info!

Message 21 of 23
Moderator Emerita

Re: target card/utilization/new account on credit report

Credit Karma does not factor closed accounts- another reason IMO their scores are off. FICO scoring does average all accounts- the account is already open so it will not change until it drops completely off your report.

Message 22 of 23
Moderator Emerita

Re: target card/utilization/new account on credit report

Message 23 of 23