tempted to apply for a 2nd citi exec

[dodgerslv]

if it wasnt for them always double pulling my apps, i probably would have caved in...LOL.

[darkfrosty]

after thinking about this .. i think i am going to hold off. Going to try and garden til next year because I want to get an amex plat, everyday preferred and spg next year

[Creditaddict]

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@darkfrosty wrote:

after thinking about this .. i think i am going to hold off. Going to try and garden til next year because I want to get an amex plat, everyday preferred and spg next year

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why not get those 2 now?

[darkfrosty]

I'm really afraid of chase terminating my accounts because of too many cards .. I love chase and UR and would really hate it if I got my accounts closed for some reason.

The everyday preferred I'm waiting to see if there will be a bigger sign up bonus. The SPG and plat I closes this year in hopes of getting them again next year for bonus but don't think that will happen now that they switched their terms but I could always get the business versions

[dodgerslv]

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@darkfrosty wrote:
I'm really afraid of chase terminating my accounts because of too many cards .. I love chase and UR and would really hate it if I got my accounts closed for some reason.

The everyday preferred I'm waiting to see if there will be a bigger sign up bonus. The SPG and plat I closes this year in hopes of getting them again next year for bonus but don't think that will happen now that they switched their terms but I could always get the business versions

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well how much credit have you acquired in the last 12 months?

[darkfrosty]

This year just a citi aa exec and chase ink bold

Previous year

Discover IT ( jan)
Amex plat ( feb)
Freedom
Amex SPG (May)


Amex plat I closed February of 2014
Amex SPG pc'd to blue so I didn't lose points

[dodgerslv]

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@darkfrosty wrote:
This year just a citi aa exec and chase ink bold

Previous year

Discover IT ( jan)
Amex plat ( feb)
Freedom
Amex SPG (May)


Amex plat I closed February of 2014
Amex SPG pc'd to blue so I didn't lose points

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well you only have opened 3 chase cards and one is business so not on personal credit so you are good to apply. If you get approved with a high limit you can always ask them to reduce it so that way it will not scare off other lenders but honeslty, if you really want the card i would just app for it.

[enharu]

hmmm interesting! I didn't know we can get a 2nd exec AA card.

Do we need to close the 1st one?

[B335is]

Lots of reports on Flyertalk of people being approved for 2. I may try if this is still around in 30 - 45 days.

[longtimelurker]

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@enharu wrote:

hmmm interesting! I didn't know we can get a 2nd exec AA card.

Do we need to close the 1st one?

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But YOU probably shouldn't apply, right!