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the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!

Frequent Contributor

the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!

I JUST GOT APPROVED FOR 12,800 cl  for the old amex blue 

 

this is what it gives to you vs the new boring every day blue cash :

 

UP TO 5% CASH BACK

at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply.

Message 1 of 11
10 REPLIES
Frequent Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!

Nice.. congrats.

TU 792 3/5/16 - 6 inquires
EQ 829 (Bankcard 08, score out of 900) 2/21/16 - 3 inquiries
EX 807 2/25/16 - 3 inquires

Discover IT 46K == Amex BCE 24K == Citi Double 20.9K == Chase Freedom 3.5K == Ring 22k == USAA Rate Advantage (8.4%) 17K == US Bank Cash+ 7.5K == BOA BBR 8K
Message 2 of 11
Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


Irv1290 wrote:

I JUST GOT APPROVED FOR 12,800 cl  for the old amex blue 

 

this is what it gives to you vs the new boring every day blue cash :

 

UP TO 5% CASH BACK

at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply.


I don't see the appeal over the BCE and BCP. So you get only 0.5-1.0% back until you meet the $6,500 and then you get 5% on some category spend and 1% everything else. That $6,500 is like meeting a deductible basically. Why not get the BCE or BCP and then basically it takes your two percentage brackets (the before 6,500 and after) and pretty much averages them throughout the whole year whether you hit 6,500 or not.

Message 3 of 11
Super Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


Cheesepuffs wrote:

Irv1290 wrote:

I JUST GOT APPROVED FOR 12,800 cl  for the old amex blue 

 

this is what it gives to you vs the new boring every day blue cash :

 

UP TO 5% CASH BACK

at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply.


I don't see the appeal over the BCE and BCP. So you get only 0.5-1.0% back until you meet the $6,500 and then you get 5% on some category spend and 1% everything else. That $6,500 is like meeting a deductible basically. Why not get the BCE or BCP and then basically it takes your two percentage brackets (the before 6,500 and after) and pretty much averages them throughout the whole year whether you hit 6,500 or not.


Don't know the OPs motivation, but this card is generally used for MS or for very heavy grocery spend (or both).  You can hit the $6.5K almost immediately, and then get 5% on those categories

Message 4 of 11
Frequent Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


longtimelurker wrote:

Cheesepuffs wrote:

Irv1290 wrote:

I JUST GOT APPROVED FOR 12,800 cl  for the old amex blue 

 

this is what it gives to you vs the new boring every day blue cash :

 

UP TO 5% CASH BACK

at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply.


I don't see the appeal over the BCE and BCP. So you get only 0.5-1.0% back until you meet the $6,500 and then you get 5% on some category spend and 1% everything else. That $6,500 is like meeting a deductible basically. Why not get the BCE or BCP and then basically it takes your two percentage brackets (the before 6,500 and after) and pretty much averages them throughout the whole year whether you hit 6,500 or not.


Don't know the OPs motivation, but this card is generally used for MS or for very heavy grocery spend (or both).  You can hit the $6.5K almost immediately, and then get 5% on those categories


what is considered an "everyday purchase"? Congrats btw. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I JP Morgan Ritz 50k I I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Chase Hyatt 30k I B of A Cash Rewards 30K I Barclays Arrival+ World E 29k I Chase Freedom 26,600 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I B of A Merrill Lynch 16,800 I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 5 of 11
Senior Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!

Yes. Its been showing up under their regular page. No need to google or click links to find it.  It its a good card for big spenders, but really the most you're going to get back is 4.6% and thats assuming you spend tover 4k a month on the card.  I suggest reading themanwhocan's charts for comparisons

EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 6 of 11
Super Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


jfriend33 wrote:

Yes. Its been showing up under their regular page. No need to google or click links to find it.  It its a good card for big spenders, but really the most you're going to get back is 4.6% and thats assuming you spend tover 4k a month on the card.  I suggest reading themanwhocan's charts for comparisons


The 4.6 in the chartsis based on the assumption that you spend all $56.5K in the 5% categories.   If you use it other ways, you can still get 5% on say $50K of groceries, you would just get a little less on the first $6.5K than you would using another card, and exacly how much less depends on what other card you have.

Message 7 of 11
Super Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


awp317 wrote:

longtimelurker wrote:

Cheesepuffs wrote:

Irv1290 wrote:

I JUST GOT APPROVED FOR 12,800 cl  for the old amex blue 

 

this is what it gives to you vs the new boring every day blue cash :

 

UP TO 5% CASH BACK

at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply.


I don't see the appeal over the BCE and BCP. So you get only 0.5-1.0% back until you meet the $6,500 and then you get 5% on some category spend and 1% everything else. That $6,500 is like meeting a deductible basically. Why not get the BCE or BCP and then basically it takes your two percentage brackets (the before 6,500 and after) and pretty much averages them throughout the whole year whether you hit 6,500 or not.


Don't know the OPs motivation, but this card is generally used for MS or for very heavy grocery spend (or both).  You can hit the $6.5K almost immediately, and then get 5% on those categories


what is considered an "everyday purchase"? Congrats btw. 


Everyday purchase, as in the original post, means US Supermarkets, U.S. Gas stations, and certain US Drugstores (Walgreens, CVS and Rite Aid among them so not too restrictive)

Message 8 of 11
Frequent Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


longtimelurker wrote:

jfriend33 wrote:

Yes. Its been showing up under their regular page. No need to google or click links to find it.  It its a good card for big spenders, but really the most you're going to get back is 4.6% and thats assuming you spend tover 4k a month on the card.  I suggest reading themanwhocan's charts for comparisons


The 4.6 in the chartsis based on the assumption that you spend all $56.5K in the 5% categories.   If you use it other ways, you can still get 5% on say $50K of groceries, you would just get a little less on the first $6.5K than you would using another card, and exacly how much less depends on what other card you have.


I am not sure how 4.6% got calculated. The actual "cash back %" is lower - I think it's around 3.3% cash back if you factor in MS fees.

Regardless it's 4.6% or 3.3%, I think it should not be ignored that the actual cash back amount is a decent amount for huge spenders.

Despite not reaching full 5%, you actually get over $1500 cash back a year if you fully utilize and MS on Blue Cash card.

 

Real grocery spend in a typical household is way less than 50k a year - maybe like 15k/year at the most. In most situations, a BCP or a 3% cash back card at grocery without annual fee (BCE, Bank of the west... etc) will earn the most cash back.

FICO: EX 748 (amex), EQ 791 (citi), TU 775 (discover and barclay)


Personal: Business:
Message 9 of 11
Frequent Contributor

Re: the OLD Amex BLUE CASH is still ALIVE !!!!!!!!!


longtimelurker wrote:

awp317 wrote:

longtimelurker wrote:

Cheesepuffs wrote:

Irv1290 wrote:

I JUST GOT APPROVED FOR 12,800 cl  for the old amex blue 

 

this is what it gives to you vs the new boring every day blue cash :

 

UP TO 5% CASH BACK

at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply.


I don't see the appeal over the BCE and BCP. So you get only 0.5-1.0% back until you meet the $6,500 and then you get 5% on some category spend and 1% everything else. That $6,500 is like meeting a deductible basically. Why not get the BCE or BCP and then basically it takes your two percentage brackets (the before 6,500 and after) and pretty much averages them throughout the whole year whether you hit 6,500 or not.


Don't know the OPs motivation, but this card is generally used for MS or for very heavy grocery spend (or both).  You can hit the $6.5K almost immediately, and then get 5% on those categories


what is considered an "everyday purchase"? Congrats btw. 


Everyday purchase, as in the original post, means US Supermarkets, U.S. Gas stations, and certain US Drugstores (Walgreens, CVS and Rite Aid among them so not too restrictive)


OK so im confused then why this is better than the new one? My Blue Cash Preffered gives me 6% cash back each year up to 6000 bucks, dont have to spend 6500 to get 5% back. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I JP Morgan Ritz 50k I I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Chase Hyatt 30k I B of A Cash Rewards 30K I Barclays Arrival+ World E 29k I Chase Freedom 26,600 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I B of A Merrill Lynch 16,800 I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 10 of 11