the magical people. cap one and chase

[pineappledaydreams]

Just got approved for the cap one card 500 limit.
Disney chase pre approval .
Should I pull? This is one of the cards I wanted.
I didnt think I met the criteria.

What if I app and get denied? Can I re con?

[sccredit]

Chase is pretty good on recon.  Hard to say if you should pull the trigger on it or not without knowing the rest of your profile.

[pineappledaydreams]

Yeah. Im in the garden ill stay there before I am caught wondering off

[Pilotdude]

That Chase Disney card is fairly hard to get I believe. Someone can correct me of course.
Also, it really does not match up to the Freedom very well. I think the Freedom rewards scheme is superior.
Chase is notoriously good on Recons so I would imagine Reconing any of their stuff will be possible.
YMMV of course but check out the rewards on the Freedom card.
The Disney card is sorta gimmicky and really, I think is intended for folks who frequent their parks and or travel via Disney.

[pineappledaydreams]

Wandering*

[pineappledaydreams]

That would explain why I got the letter. Went there for summer vacation

[Epcot]

I have the Disney Premier card and love it. Then again I go to Disney several times a month. If you plan a big vacation to Disney or a cruise with them etc, it's a good card to have.

I applied for it just over a year ago and got declined with a score in the low 700's but high utilization. (About 80%). Only reason for denial was the util. Hard to recon that one.
I paid it down to 30% and re-applied about six months later and got approved with a nice CL.

[a3quit4s]

Disney several times a month? Awesome