Reply
Frequent Contributor
Posts: 257
Registered: ‎04-03-2012
0

the magical people. cap one and chase

Just got approved for the cap one card 500 limit.
Disney chase pre approval .
Should I pull? This is one of the cards I wanted.
I didnt think I met the criteria.

What if I app and get denied? Can I re con?
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,260
Registered: ‎09-14-2012
0

Re: the magical people. cap one and chase

[ Edited ]

Chase is pretty good on recon.  Hard to say if you should pull the trigger on it or not without knowing the rest of your profile.

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Frequent Contributor
Posts: 257
Registered: ‎04-03-2012
0

Re: the magical people. cap one and chase

Yeah. Im in the garden ill stay there before I am caught wondering off
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: the magical people. cap one and chase

That Chase Disney card is fairly hard to get I believe. Someone can correct me of course.
Also, it really does not match up to the Freedom very well. I think the Freedom rewards scheme is superior.
Chase is notoriously good on Recons so I would imagine Reconing any of their stuff will be possible.
YMMV of course but check out the rewards on the Freedom card.
The Disney card is sorta gimmicky and really, I think is intended for folks who frequent their parks and or travel via Disney.

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Frequent Contributor
Posts: 257
Registered: ‎04-03-2012
0

Re: the magical people. cap one and chase

Wandering*
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 257
Registered: ‎04-03-2012
0

Re: the magical people. cap one and chase

That would explain why I got the letter. Went there for summer vacation
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: the magical people. cap one and chase

I have the Disney Premier card and love it. Then again I go to Disney several times a month. If you plan a big vacation to Disney or a cruise with them etc, it's a good card to have.

I applied for it just over a year ago and got declined with a score in the low 700's but high utilization. (About 80%). Only reason for denial was the util. Hard to recon that one.
I paid it down to 30% and re-applied about six months later and got approved with a nice CL.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Posts: 211
Registered: ‎03-07-2013
0

Re: the magical people. cap one and chase

Disney several times a month? Awesome


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.