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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

the magical people. cap one and chase

Just got approved for the cap one card 500 limit.
Disney chase pre approval .
Should I pull? This is one of the cards I wanted.
I didnt think I met the criteria.

What if I app and get denied? Can I re con?
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
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Established Contributor
sccredit
Posts: 951
Registered: ‎09-14-2012
0

Re: the magical people. cap one and chase

[ Edited ]

Chase is pretty good on recon.  Hard to say if you should pull the trigger on it or not without knowing the rest of your profile.

Unsecured Credit: Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; US Bank Platinum $8,600; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $5,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $5,000; Bank of America World Points Business Visa $8,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

Re: the magical people. cap one and chase

Yeah. Im in the garden ill stay there before I am caught wondering off
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
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Re: the magical people. cap one and chase

That Chase Disney card is fairly hard to get I believe. Someone can correct me of course.
Also, it really does not match up to the Freedom very well. I think the Freedom rewards scheme is superior.
Chase is notoriously good on Recons so I would imagine Reconing any of their stuff will be possible.
YMMV of course but check out the rewards on the Freedom card.
The Disney card is sorta gimmicky and really, I think is intended for folks who frequent their parks and or travel via Disney.

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TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

Re: the magical people. cap one and chase

Wandering*
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
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Re: the magical people. cap one and chase

That would explain why I got the letter. Went there for summer vacation
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
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Re: the magical people. cap one and chase

I have the Disney Premier card and love it. Then again I go to Disney several times a month. If you plan a big vacation to Disney or a cruise with them etc, it's a good card to have.

I applied for it just over a year ago and got declined with a score in the low 700's but high utilization. (About 80%). Only reason for denial was the util. Hard to recon that one.
I paid it down to 30% and re-applied about six months later and got approved with a nice CL.

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Regular Contributor
a3quit4s
Posts: 211
Registered: ‎03-07-2013
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Re: the magical people. cap one and chase

Disney several times a month? Awesome


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