the "WORST" card you have ever had

[pembrokepride]

First Premier followed closely by Credit One both are sharks!!!!!

[gdale6]

A First Premier with 59.9% APR, I used it a few times, always PIF, kept it one year and said bye bye.

[12njoy]

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@pembrokepride wrote:

First Premier followed closely by Credit One both are sharks!!!!!

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+1

[TravellingNomad]

would have to be the beaver card. got the card in the mail 2nd week ok january after being approved late december. activated end of january and after immediately trying to use it, declined the very first swipe. found out account have been under review and suspended even before being activated due to a "compromising event". well thank you for the heads up before looking like a jackass. nothing more embarassing than looking like a credit deadbeat in front of strangers. so i got a 10k card that i cant use until who knows when occu finishes their investigation. hell, i cant even use the damn card as paper weight!

[MadDscientist]

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@samm90 wrote:

wells fargo rewards. first card. terrible APR, and basic 1% rewards. Not even that bad of a card, just nothing special.

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+1 

[MadDscientist]

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@gdale6 wrote:

A First Premier with 59.9% APR, I used it a few times, always PIF, kept it one year and said bye bye.

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I've never seen an Apr that high before. That's Insane. What was the cl.

[wacdenney]

Capital One former Orchard for me.  Today makes day 3 since I emailed the EO about the card and still no reply whatsoever.  I paid it down to a zero balance yesterday and removed it from my wallet.  Since they just screwed me out of the "membership" fee I guess I will let it ride for a year then I am closing the account.

[PaBill]

Capital One, about 20 years ago.  Paid them off and swore never to business with them again.  We had lousy credit then, have 800s now, and would still never touch them...

[Kenny]

Yeah basically, a no rewards high APR card. I've never had an AF card that wasn't worth it. (in fact the only af card I've had has been csp.)

[SALEEN961]

I've been pretty lucky in that my worst card was my first card and it really isn't that bad, at the time I would have applied for pretty much anything to start building a revolving history and was lucky to get a good pre-approval offer before I applied for something awful. My PalPay Extras MC just doesn't have great rewards compared to my Discover, Chase, and Amex cards; and the APR is high, but that's all I can complain about.

PalPay Extras MC

23.99% APR

2.50% Cash Back Gas, Restaurants
1.66% Cash Back PayPal, eBay