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hey guys, again, I just want to say thanks, ive been a member here since about 6 months and what I learned is invaluble,
you guys have helped me get from high 600's to low 800's in 6 months and changed my way of thinking and managing credit in a better way.
last week I got declined for the US bank cash + and I reconned and wound up getting it, so whats funny?
it came in the mail yesterday but there was another letter from US Bank also.... the decline letter!
so I had in my hand a decline letter and the card in my other hand! the power of reconn.
Great story Congrats! Thanks for sharing.
That is awesome!! Congrats on the new card, I hear it is a good one!
That is hilarious! Go for a spin w/ your new card and make sure it does work!
Never give up!!! Congrats!!
Why did they deny you? What did you have to do at the recon to save it?
@colinstu wrote:Why did they deny you? What did you have to do at the recon to save it?
I have a 5 yo medical collection on equifax only which naturally is the CR they pulled, so I was instantly declined, this was at night, I called in first thing in the morning, told them that outside of that I have perfect credit with excellent scores, low Util. 7+ years of AAoA etc...
two days later...approved $7500 CL!
always recon!