time to apply for new card?? or increase current limit??

[enharu]

---

@Radio-man wrote:

Just got notified my Gold Rewards AMX was approved...  good news indeed...

---

grats!

[09Lexie]

Congrats on your approval! Besides Discover, I would add Freedom and then in 6 mos to a yr go for the CSP.

[09Lexie]

Any reason why you apped for Gold and not PRG.

[Radio-man]

Thanks, if PRG=Premier Rewards Gold, then that is the one I applied for..  I'm not real speedy with all these acronyms.  The reason I wanted this card is for the travel points.  Tired of my boss getting all the points from my company Amex.  I fly a lot on business..

[09Lexie]

Yes, PRG is the Rewards Gold with the better bonus structure over the Gold.

[Radio-man]

Nice!!  thanks for the clearification...

[09Lexie]

Np!

[SRAGS]

Congrats... Good..

[Radio-man]

Thanks SRAGS, With my AMX approval I believe I will go for an increase with my existing BOA cards, provided they will do it with only a soft pull.  This has two benefits.  First  it will keep me from damaging AAoA and two I wont get another hard inquiry.  Now that I have my AMX charge card, if BOA doesnt want to give an increase on my current account with a soft pull, then I will consider other options.  My mortgage is with US Bank maybe I could expand my relationship with them?

[indiolatino61]

Welcome to myFICO and good luck to you.