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top 5 visa cards and mastercards to have

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polo1985
Valued Member

top 5 visa cards and mastercards to have

just curious what would be the top 5 visa and top 5 mastercards to have???


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Message 1 of 52
51 REPLIES 51
SunriseEarth
Moderator Emeritus

Re: top 5 visa cards and mastercards to have


@polo1985 wrote:

just curious what would be the top 5 visa and top 5 mastercards to have???


That's a broad question and I don't know there's a good answer.   Are you talking cash back cards?   Travel cards?  Cards for rebuilding?  Co-branded cards?   There's a different answer for everyone, really.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 52
flowfaster
Established Contributor

Re: top 5 visa cards and mastercards to have


@SunriseEarth wrote:

@polo1985 wrote:

just curious what would be the top 5 visa and top 5 mastercards to have???


That's a broad question and I don't know there's a good answer.   Are you talking cash back cards?   Travel cards?  Cards for rebuilding?  Co-branded cards?   There's a different answer for everyone, really.  


C'mon lets just play. I'll start.

 

1. Chase Freedom

2. US Bank Cash+

3. US Bank Club Carlson

4. Chase Sapphire Preferred

4. Chase Ink Plus/Bold

 

 

I would also have put FIA Amex, Amex Blue Cash and Discover but he/she said Visa/MC only.

 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 3 of 52
oscar_actuary
Frequent Contributor

Re: top 5 visa cards and mastercards to have

one that is a DISCOVER IT card.

 

 

 

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 4 of 52
mongstradamus
Super Contributor

Re: top 5 visa cards and mastercards to have


@flowfaster wrote:

@SunriseEarth wrote:

@polo1985 wrote:

just curious what would be the top 5 visa and top 5 mastercards to have???


That's a broad question and I don't know there's a good answer.   Are you talking cash back cards?   Travel cards?  Cards for rebuilding?  Co-branded cards?   There's a different answer for everyone, really.  


C'mon lets just play. I'll start.

 

1. Chase Freedom

2. US Bank Cash+

3. US Bank Club Carlson

4. Chase Sapphire Preferred

4. Chase Ink Plus/Bold

 

 

I would also have put FIA Amex, Amex Blue Cash and Discover but he/she said Visa/MC only.

 


I would throw sallie mae card inthere between cash + and Club Carlson .



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 52
SunriseEarth
Moderator Emeritus

Re: top 5 visa cards and mastercards to have


@flowfaster wrote:

@SunriseEarth wrote:

@polo1985 wrote:

just curious what would be the top 5 visa and top 5 mastercards to have???


That's a broad question and I don't know there's a good answer.   Are you talking cash back cards?   Travel cards?  Cards for rebuilding?  Co-branded cards?   There's a different answer for everyone, really.  


C'mon lets just play..

 


Fine...

 

One vote for Chase Palladium.  My wallet (and my bank account balance) would look much better if I had that.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 52
DieGo2SHAE
Regular Contributor

Re: top 5 visa cards and mastercards to have

Though you can't get the 5% cashback version anymore, I nominate the Citi Forward. Unlimited 5% cashback at all restaurants, bookstores, and Amazon? I love it!




May 2013 | June 2013 |Sep 2013 | Dec 2013 |May 2014 | May 2014 | May 2014| April 2015 | April 2015 | April 2015 | April 2015
Message 7 of 52
fot1
Established Contributor

Re: top 5 visa cards and mastercards to have

Chase Freedom 

Chase Sapphire Preferred

Chase Ink Plus/Bold

Sallie mae

Quicksilver

 

Just my .02

Too many to list..
Message 8 of 52
MoreRewards
Established Contributor

Re: top 5 visa cards and mastercards to have

I 2nd Sallie Mae.
I also agree with Freedom, Cash+ & CSP but think the Cap 1 QS is good to have.
EQ 773 * EX 786 * TU 797
Message 9 of 52
B335is
Moderator Emeritus

Re: top 5 visa cards and mastercards to have

1)  Sallie Mae

2)  Sallie Mae #2

3)  US Bank Cash +

4)  US Bank Cash + #2

5)  Penfed Cash Rewards

Message 10 of 52
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