traveler2005's app spree

[traveler2005]

Just finished app spree. Got Sony rewards, Care Credit, Firestone and Kohls. No more apps for me for at least 6 months. Hope to see some CLI on some of my more established cards while I continue to work on getting my baddies off my reports.    

edit: this post and the following ones were split off from the March Gardening thread  --hauling

[LS2982]

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@traveler2005 wrote:

Just finished app spree. Got Sony rewards, Care Credit, Firestone and Kohls. No more apps for me for at least 6 months. Hope to see some CLI on some of my more established cards while I continue to work on getting my baddies off my reports.    

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Congrats on your new cards!!!

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[Smug]

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@traveler2005 wrote:

Just finished app spree. Got Sony rewards, Care Credit, Firestone and Kohls. No more apps for me for at least 6 months. Hope to see some CLI on some of my more established cards while I continue to work on getting my baddies off my reports.    

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You need to stop, I apped for all these toy cards, and once you have them they never grow, andyouwill not get the large limit cards you really want, I closed over 6 cards this year, take it from me.

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[LS2982]

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@Smug wrote:

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@traveler2005 wrote:

Just finished app spree. Got Sony rewards, Care Credit, Firestone and Kohls. No more apps for me for at least 6 months. Hope to see some CLI on some of my more established cards while I continue to work on getting my baddies off my reports.    

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You need to stop, I apped for all these toy cards, and once you have them they never grow, andyouwill not get the large limit cards you really want, I closed over 6 cards this year, take it from me.

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Firestone and CareCredit will grow, not sure about Sony and Kohls (They are Cap1 so that should say something)

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[FrugalRican]

The Kohl's savings is worth it though. If you shop there.

Which I do, but don't want the card.

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[Repo-ed]

I would shop at Kohls, but instead, I shop at the store I work p/t. It's a GE card and my first CL request netted a 1k gain, so I'm hoping it will grow with me.  I've seen as high as $7500 CL on other cust. accts when they ask me to look it up.

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[Smug]

Until I dropped all my under 1 k cards I was notable to get good CL cards, my first was Barclays for 6.5k, they denied me when I had the small cards open, I then added NFCU foe 10k and PESCU for 5K, Myself, I would close small cards I don't use, as for me my cards would not LETme get better TL and prime cards until, I closed them.

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[Repo-ed]

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@Smug wrote:
Until I dropped all my under 1 k cards I was notable to get good CL cards, my first was Barclays for 6.5k, they denied me when I had the small cards open, I then added NFCU foe 10k and PESCU for 5K, Myself, I would close small cards I don't use, as for me my cards would not LETme get better TL and prime cards until, I closed them.

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If ever I get my Amex back or app for another one and it is backdated, I'll be sure to close my cap one and hsbc, as I just don't need CL.  I just need a CC for rental cars :lol:

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[crunching_numbers]

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@FrugalRican wrote:

The Kohl's savings is worth it though. If you shop there.

Which I do, but don't want the card.

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I have been denied for Kohls at the register 3 times over the course of the years.   No matter how great I can get my credit, I will never app there again.

[FrugalRican]

That sucks, crunchy

I can pass on the 30% discounts just for having their credit card. I routinely get 20% friends/family discounts anyway.

Plus I think if I had the Kohls CC, I'd be more liable to wanting to spend more than I should.