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triple dipping with discover IT card.

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mongstradamus
Super Contributor

triple dipping with discover IT card.

Is it possible to triple dip with discover and macys this quarter. I was looking at getting an new toaster oven, and I was wondering if it was possible to get 5% online shopping, 5% department stores, and 10% shop discover, which would equal 20%. Is that possible or is that wishful thinking. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: triple dipping with discover IT card.


@mongstradamus wrote:

Is it possible to triple dip with discover and macys this quarter. I was looking at getting an new toaster oven, and I was wondering if it was possible to get 5% online shopping, 5% department stores, and 10% shop discover, which would equal 20%. Is that possible or is that wishful thinking. 


I think you may be able to double dip, but not sure about triple...

 

Perhaps by use of a gift card?

Message 2 of 9
NRB525
Super Contributor

Re: triple dipping with discover IT card.


@mongstradamus wrote:

Is it possible to triple dip with discover and macys this quarter. I was looking at getting an new toaster oven, and I was wondering if it was possible to get 5% online shopping, 5% department stores, and 10% shop discover, which would equal 20%. Is that possible or is that wishful thinking. 


lol...

I think when you go "shop discover" that's on line, right, so not the same thing as walking into Macys?

But, they gave me a promo when it was 5% gas, plus $100 back for spending $1,000 which included gas, so who knows. Discover is promo happy enough you may very well get 20% back on that toaster.

 

Good luck!

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Message 3 of 9
Christina_xyt
Established Contributor

Re: triple dipping with discover IT card.

i am curious how department store can be used at the same time of online shopping? You will get at least 15% safe to say..

In sequence of approval, Last app/inquiry 5/30/2015
Message 4 of 9
mongstradamus
Super Contributor

Re: triple dipping with discover IT card.


@NRB525 wrote:

@mongstradamus wrote:

Is it possible to triple dip with discover and macys this quarter. I was looking at getting an new toaster oven, and I was wondering if it was possible to get 5% online shopping, 5% department stores, and 10% shop discover, which would equal 20%. Is that possible or is that wishful thinking. 


lol...

I think when you go "shop discover" that's on line, right, so not the same thing as walking into Macys?

But, they gave me a promo when it was 5% gas, plus $100 back for spending $1,000 which included gas, so who knows. Discover is promo happy enough you may very well get 20% back on that toaster.

 

Good luck!


I don't know how i would be able to test it till i actually buy it lol. Well i think anything online gets extra 5% thats not usually included every other quarter of the year. I wonder if i called discover and asked them if i would get 20% cashback. I may SM them tonight and ask



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 9
mongstradamus
Super Contributor

Re: triple dipping with discover IT card.


@Christina_xyt wrote:
i am curious how department store can be used at the same time of online shopping? You will get at least 15% safe to say..

yeah i am curious to know about that as well if you can get both , that would be pretty neat i would have to look at getting some stuff at saks which has 15% or macys with 10% + the other savings from 4th quarter.

 

Edit: I have read the tiny fine print on discover site it looks like online shopping at department stores can only get you 5% booo. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 9
takeshi74
Senior Contributor

Re: triple dipping with discover IT card.

I can't say for certain but I doubt that the quarterly 5% categories stack.  Quarterly and ShopDiscover will stack.

Message 7 of 9
Anonymous
Not applicable

Re: triple dipping with discover IT card.

No, you can' t triple dip in this way.  A purchase either qualifies for the quarterly 5% (by being Online or Department Store) or it doesn't.  

 

You can, of course double-dip if the store is also on ShopDiscover.

 

I did manage to triple-dip last month on Discover.  I got a special offer for additional 5% cashback at BedBathBeyond.  So I made a purchase through ShopDiscover.  Got 5% for online purchase, 5% for ShopDiscover and 5% for the special BBB offer.  So it's possible to triple-dip, but the quarterly bonus can only be one of those dips.

 

Chris.

Message 8 of 9
PlasticOrPlastic
Established Contributor

Re: triple dipping with discover IT card.

It does stack, I used shopdiscover on Macys.com, got 20% CB on my girlfriends xmas gifts!  Pretty awesome I must say.

Message 9 of 9
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