so as for you guys know that i just got an amex zync. apperantly just passing the bar with the hard limit. (waiting on the letter with the score but earlier that day it was around 690) but i believe they pulled all three reports. well i know they pulled tu.
well (my mother and i) got a costco membership today and she applied to get the amex card.
and to put me as an au.
the only problem is we explained this to the guy there and i think he put in as a co application.
it says needs further review. well thanks to this forum i had my mother call the recon number and said it was denied because of a hard limit on the zync.
she doesn't have any amex. (its mine) hence why i think he did the app WRONG.
any advice?
after about 30 minutes the rep said that they would review the app and notify her in 5 to 10 days.
but we dont know if thats with me as a co applicant or not.
between the two of us our income is around 115k.
but like i said i only wanted to be an au and not an account holder.
edit: checked the amex site and put in our socials.
it shows my zync as approved which i knew and not the costco one(doesnt show at all for me)
but with her ssn it shows the costco app as pending
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