OP, are the accounts at zero reporting closed by consumer, or closed by guarantor? If they're baddies settled for less, and/or showing lates too, Amex will most likely pass.
Further info/description of your report is needed to give you a more accurate estimate.
If you have your own positive revolving tradeline history, then ya, I would go for it. Seems like you have a really good change... how long is your total combined credit history?
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!