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Established Contributor
Posts: 560
Registered: ‎10-22-2012
0

two cards for my gf

We got her approved for a Freedom card in February for a five hundred dollar limit because of her deposit account with Chase.

After she's had that card six months I'm making her apply for two more cards. Her income is only around 15,000 while in school. I just want her to have three trade lines.

Suggestions?

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $9,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $15,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000

Frequent Contributor
Posts: 387
Registered: ‎06-15-2013
0

Re: two cards for my gf

I could be wrong, but if she was approved for a Freedom card she should be able to get the Discover It card. It's a solid card. It's one of my favorite cards. Maybe try the BoA Better Balance Rewards card. It sounds promising. Pay balance in full every month or pay more than due by due date and get $25 every 3 months ($30 if you have a BoA checking or savings acct).

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Epic Contributor
Posts: 28,381
Registered: ‎10-23-2007
0

Re: two cards for my gf

Do Pre-Qaul for Citi, Discover, Bank of America... the first 2 actually are solid offers if given... BofA has some speculation on people always getting offers and certain cards are always offered but if you get a certain offer it's a true offer...

 

but my first 2 picks would be citi and discover.

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Established Contributor
Posts: 560
Registered: ‎10-22-2012
0

Re: two cards for my gf

I wasn't aware of the certainty of discover prequal

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $9,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $15,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000

Epic Contributor
Posts: 28,381
Registered: ‎10-23-2007
0

Re: two cards for my gf

Chase and citi pre-qual are by far best.
Discover has like 2 different screens come up that confuse some about being pre-qual when they are not BUT if you get the full on pre-qual. It's golden.
I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Frequent Contributor
Posts: 319
Registered: ‎03-25-2013
0

Re: two cards for my gf


zyzzus wrote:
I'm making her apply for two more cards. {....}
Suggestions?

As a man married since 1995, I'd suggest not trying to make women do anything.

Smiley Tongue

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Community Leader
Senior Contributor
Posts: 30,805
Registered: ‎02-07-2013
0

Re: two cards for my gf

Tell us about her profile for better results?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Regular Contributor
Posts: 236
Registered: ‎04-24-2013
0

Re: two cards for my gf

I'd say try for Discover! I think she'd have a good shot, especially for the student version.

AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Established Contributor
Posts: 560
Registered: ‎10-22-2012
0

Re: two cards for my gf


Creditaddict wrote:
Chase and citi pre-qual are by far best.
Discover has like 2 different screens come up that confuse some about being pre-qual when they are not BUT if you get the full on pre-qual. It's golden.

like this?

 

 


myjourney wrote:

Tell us about her profile for better results?


I did in the OP lol.  One CC from Chase that we got in february.  No negative items on any CR.  

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $9,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $15,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000

Community Leader
Senior Contributor
Posts: 30,805
Registered: ‎02-07-2013
0

Re: two cards for my gf


zyzzus wrote:

Creditaddict wrote:
Chase and citi pre-qual are by far best.
Discover has like 2 different screens come up that confuse some about being pre-qual when they are not BUT if you get the full on pre-qual. It's golden.

like this?

 

 


myjourney wrote:

Tell us about her profile for better results?


I did in the OP lol.  One CC from Chase that we got in february.  No negative items on any CR.  


Take the discover card good to go...Yay

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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