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Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

two cards for my gf

We got her approved for a Freedom card in February for a five hundred dollar limit because of her deposit account with Chase.

After she's had that card six months I'm making her apply for two more cards. Her income is only around 15,000 while in school. I just want her to have three trade lines.

Suggestions?

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Frequent Contributor
hutchj
Posts: 387
Registered: ‎06-15-2013
0

Re: two cards for my gf

I could be wrong, but if she was approved for a Freedom card she should be able to get the Discover It card. It's a solid card. It's one of my favorite cards. Maybe try the BoA Better Balance Rewards card. It sounds promising. Pay balance in full every month or pay more than due by due date and get $25 every 3 months ($30 if you have a BoA checking or savings acct).

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Epic Contributor
Creditaddict
Posts: 20,995
Registered: ‎10-23-2007
0

Re: two cards for my gf

Do Pre-Qaul for Citi, Discover, Bank of America... the first 2 actually are solid offers if given... BofA has some speculation on people always getting offers and certain cards are always offered but if you get a certain offer it's a true offer...

 

but my first 2 picks would be citi and discover.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: two cards for my gf

I wasn't aware of the certainty of discover prequal

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Epic Contributor
Creditaddict
Posts: 20,995
Registered: ‎10-23-2007
0

Re: two cards for my gf

Chase and citi pre-qual are by far best.
Discover has like 2 different screens come up that confuse some about being pre-qual when they are not BUT if you get the full on pre-qual. It's golden.
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Frequent Contributor
oscar_actuary
Posts: 293
Registered: ‎03-25-2013
0

Re: two cards for my gf


zyzzus wrote:
I'm making her apply for two more cards. {....}
Suggestions?

As a man married since 1995, I'd suggest not trying to make women do anything.

:smileytongue:

FICO EX 739, 2013 Jun. FICO TU08 791, 2014 Apr. FICO EQ 736, 2013 Aug.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club GE Dscvr 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 21.6k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k; JC Penny 2011 1k

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Senior Contributor
myjourney
Posts: 26,620
Registered: ‎02-07-2013
0

Re: two cards for my gf

Tell us about her profile for better results?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
eagles08
Posts: 236
Registered: ‎04-24-2013
0

Re: two cards for my gf

I'd say try for Discover! I think she'd have a good shot, especially for the student version.

AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: two cards for my gf


Creditaddict wrote:
Chase and citi pre-qual are by far best.
Discover has like 2 different screens come up that confuse some about being pre-qual when they are not BUT if you get the full on pre-qual. It's golden.

like this?

 

 


myjourney wrote:

Tell us about her profile for better results?


I did in the OP lol.  One CC from Chase that we got in february.  No negative items on any CR.  

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Community Leader
Senior Contributor
myjourney
Posts: 26,620
Registered: ‎02-07-2013
0

Re: two cards for my gf


zyzzus wrote:

Creditaddict wrote:
Chase and citi pre-qual are by far best.
Discover has like 2 different screens come up that confuse some about being pre-qual when they are not BUT if you get the full on pre-qual. It's golden.

like this?

 

 


myjourney wrote:

Tell us about her profile for better results?


I did in the OP lol.  One CC from Chase that we got in february.  No negative items on any CR.  


Take the discover card good to go...Yay

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13



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