@NRB525 wrote:
@FinStar wrote:
@Anonymous wrote:Still looking, XT? Or are you over this particular crisis of faith?
And to add, what is the actual advantage (if any) of applying while drinking/drunk? Any gains from those experiences?
I think OP was just testing the "anti-drapping" benefits of discussing which credit cards should be apped, while drunk, and doing quite well in reasoning that no, there are no cards OP should realistically app, drunk or not.
I'd call that a successful evening: Apps=0 vs Drinking >= 1
Yet, didn't he get the AmEx green card approved during those early stages of "drapping" in the evening? I believe quoted as an "oops". Unless he can elaborate more on that one.
@Anonymous wrote:
have:
credit union - $500
amex hiltonn hhonors - $1000
discover it - $1,200
freedom - $2,000
amex ED - $2,000
QS - $3,000
WF - $3,000
sallie mae - $3,200
amazon - $3,500
kays - $6,890
NFCU flagship - $8k
NFCU cashRewards - $10k
venture $10k
lowes - $12k
NFCU LOC - $15k
amex green (whoops) NPSL
@FinStar wrote:
@NRB525 wrote:
@FinStar wrote:
@Anonymous wrote:Still looking, XT? Or are you over this particular crisis of faith?
And to add, what is the actual advantage (if any) of applying while drinking/drunk? Any gains from those experiences?
I think OP was just testing the "anti-drapping" benefits of discussing which credit cards should be apped, while drunk, and doing quite well in reasoning that no, there are no cards OP should realistically app, drunk or not.
I'd call that a successful evening: Apps=0 vs Drinking >= 1
Yet, didn't he get the AmEx green card approved during those early stages of "drapping" in the evening? I believe quoted as an "oops". Unless he can elaborate more on that one.
@Anonymous wrote:
have:
credit union - $500
amex hiltonn hhonors - $1000
discover it - $1,200
freedom - $2,000
amex ED - $2,000
QS - $3,000
WF - $3,000
sallie mae - $3,200
amazon - $3,500
kays - $6,890
NFCU flagship - $8k
NFCU cashRewards - $10k
venture $10k
lowes - $12k
NFCU LOC - $15k
amex green (whoops) NPSL
I just read that as XT having a card that was functionally useless, given the other cards, not that XT had applied for it last night.