Reply
Established Member
jmoneyk
Posts: 23
Registered: ‎06-07-2012
0

Re: upgrade to Venture?

I recently got a PC offer in the mail to go from a crap 1 platinum no hassle rewards card, to their new cash card. Only thing is all of my terms and cl stayed the same. The platinum card i believe had a max of 750 cl as they would never raise it any higher. I wonder if moving over to the new cas rewards will open the door for a possibly higher cl down the road?
Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

Re: upgrade to Venture?

I was able to upgrade my cash rewards card with a $29 annual fee to a VentureOne with no annual fee today, so it IS possible. I opened the account 4/08 started at 500 credit steps to $750, then 12/08 went to $3250 where it has stayed. Tried to get a cli today also, but no go.
Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Valued Contributor
jamesdwi
Posts: 1,894
Registered: ‎09-16-2011
0

Re: upgrade to Venture?


drudown wrote:
Ask yourself this. Have you ever been to an establishment that accepts MasterCard and does not accept Visa? I've never come across one.

It's more common than you think, the local dollar store doesn't accept MC (very annoying before I got my Freedom card had to use cash or my debit card),  Sam's Club doesn't accept Visa or AMEX makes shopping there a pain since I want my everyday cards to be my Chase freedom (my only visa card) and my AMEX cards and my Walmart card has no rewards.

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Senior Contributor
jsucool76
Posts: 3,593
Registered: ‎12-11-2011
0

Re: upgrade to Venture?


jamesdwi wrote:

drudown wrote:
Ask yourself this. Have you ever been to an establishment that accepts MasterCard and does not accept Visa? I've never come across one.

It's more common than you think, the local dollar store doesn't accept MC (very annoying before I got my Freedom card had to use cash or my debit card),  Sam's Club doesn't accept Visa or AMEX makes shopping there a pain since I want my everyday cards to be my Chase freedom (my only visa card) and my AMEX cards and my Walmart card has no rewards.

 

 


Yeah, the DMV over here only takes mastercard, no visa, no discover, no amex. 

 

I never thought they would upgrade from an "average" card to an "Excellent' card without them forcing you to re-apply. 

Valued Member
starboundphoenix
Posts: 41
Registered: ‎07-25-2012
0

Re: upgrade to Venture?

I just got PCd from regular plat to venture rewards. No offers in mail or online, just called backdoor number and asked. Account was 20 months old with $5K limit. Was an easy process. I say it's worth a try.

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Established Contributor
YahComb
Posts: 599
Registered: ‎03-10-2012
0

Re: upgrade to Venture?


jmoneyk wrote:
I recently got a PC offer in the mail to go from a crap 1 platinum no hassle rewards card, to their new cash card. Only thing is all of my terms and cl stayed the same. The platinum card i believe had a max of 750 cl as they would never raise it any higher. I wonder if moving over to the new cas rewards will open the door for a possibly higher cl down the road?


 


From what i've seen, Cap1 has been more willing hand out starting limits in the 1K-3K range with the "average" green cash rewards than they were with the no hassles rewards it replaced.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Senior Contributor
jsucool76
Posts: 3,593
Registered: ‎12-11-2011
0

Re: upgrade to Venture?

I wonder if when i PCd if I said travel rewards instead of cash back if I would've gotten the venture and then had a "prime" card. XD
Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012
0

Re: upgrade to Venture?

Sams Club doesn't take Visa just Master Card

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}