Reply
Regular Contributor
rred4
Posts: 174
Registered: ‎04-18-2007
0

upgrade

[ Edited ]
I got my Amex delta skymiles In Nov 07 $3400 cl i owe $730 never PIF.  Today they sent me a letter to upgrade to Platinum.  I have opened 2 account since hooters for $3250 in Dec 07 and BOA line of credit by accident in March of 08 . Should I leave it alone because I don't want to be FR  and is there any benefit to Platinum over the Gold .  And I was wondering does BOA do FR or do they just leave you alone like they should


Message Edited by rred4 on 05-20-2008 11:05 PM

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Epic Contributor
Creditaddict
Posts: 20,974
Registered: ‎10-23-2007
0

Re: upgrade

going to plat at there request just gives you plat beni's... don't think it will do anything towards a fr.
They just want you to upgrade because it's a higher annual fee!
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Regular Contributor
rred4
Posts: 174
Registered: ‎04-18-2007
0

Re: upgrade

Will I get a hard or soft pull and will they auto CLI because is Platinum

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge



myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}