Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 174
Registered: ‎04-18-2007
0

upgrade

[ Edited ]
I got my Amex delta skymiles In Nov 07 $3400 cl i owe $730 never PIF.  Today they sent me a letter to upgrade to Platinum.  I have opened 2 account since hooters for $3250 in Dec 07 and BOA line of credit by accident in March of 08 . Should I leave it alone because I don't want to be FR  and is there any benefit to Platinum over the Gold .  And I was wondering does BOA do FR or do they just leave you alone like they should


Message Edited by rred4 on 05-20-2008 11:05 PM

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Epic Contributor
Posts: 28,548
Registered: ‎10-23-2007
0

Re: upgrade

going to plat at there request just gives you plat beni's... don't think it will do anything towards a fr.
They just want you to upgrade because it's a higher annual fee!
I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Highlighted
Regular Contributor
Posts: 174
Registered: ‎04-18-2007
0

Re: upgrade

Will I get a hard or soft pull and will they auto CLI because is Platinum

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.