I got my Amex delta skymiles In Nov 07 $3400 cl i owe $730 never PIF. Today they sent me a letter to upgrade to Platinum. I have opened 2 account since hooters for $3250 in Dec 07 and BOA line of credit by accident in March of 08 . Should I leave it alone because I don't want to be FR and is there any benefit to Platinum over the Gold . And I was wondering does BOA do FR or do they just leave you alone like they should
Message Edited by rred4 on 05-20-200811:05 PM
Starting Score: 580 Current Score: 750(EQ) 746(TU) Goal Score: 800