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Quick question. I received an off from CapOne to upgrade from platinum to a venture rewards card. My question is will up grading give me a hard inquiry on my credit report?
Thanks
Joe
Usually not, especially if they contacted you. That probably means they prescreened you with a soft pull. It wouldn't hurt to call them and make sure.
@Anonymous wrote:Quick question. I received an off from CapOne to upgrade from platinum to a venture rewards card. My question is will up grading give me a hard inquiry on my credit report?
Thanks
Joe
If this is the letter in the mail that a lot of us have gotten, no. I took the offer and there was no hard pull, just a product change. They told me it was for being a good customer.
Thanks for the help.
I don't know about Cap1 but my Bo A directly send me a new CC. I was shocked to see new CC so called up customer service to find out about he new card and I was notified that they have upgraded my account.