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My Calculations were wrong =O
I figured since I been telling people about Chase Trifecta a lot and the Sapphire card I figure I should make atleast 1 post to fix it lol
Chase Sapphire travel rewards bonus are worth 25% not 20% lol
So non Category purchase of Sapphire point = 1 point + 7% annual bonus + 25% if used for travel = worth about 34% more for 1.34%. with Category purchases at 2.68% Instead of 2.57%
Now where the bonus really comes in you can transfer your 5% Freedom Categories to Sapphire and redeem 25% more, so that makes 6.25% for Category purchases making it the highest rewards % through this combo out of any card. Also coupled with checking you get 10 extra points for every checking/freedom purchase.
So you would actually average higher than 6.25% + 10 points for every transaction through Freedom. So if you made $1000 in spending with average of Freedom category spending through 100 transactions ($10 each transaction average)+ 10points bonus each transaction = 7,500 points for travel.
5000 points for category Freedom card spending ($1000) and 100 transactions at 10 point Freedom / checking bonus (1,000 points) + 25% bonus (1500) (Sapphire travel redemption) = making this card effectively worth 7.5% per dollar spent!
Not to mention the Ultimate Rewards portal gives 12 extra points per Restaurants.com purchases, or 10 extra points at Apple store this Nov 28th, etc. Probably the best member rewards mall I've seen. So if your a frugal shopper and likes to bargin shop, and like to deal with a few things shop around through the reward mall, like everyone likes steaks lol, they make a nice Christmas gift get huge discounts on that usually with the rewards mall. (i dunno i'm just a guy lol, I like steaks as presents =)
@distantarray wrote:My Calculations were wrong =O
I figured since I been telling people about Chase Trifecta a lot and the Sapphire card I figure I should make atleast 1 post to fix it lol
Chase Sapphire travel rewards bonus are worth 25% not 20% lol
So non Category purchase of Sapphire point = 1 point + 7% annual bonus + 25% if used for travel = worth about 34% more for 1.34%. with Category purchases at 2.68% Instead of 2.57%
Now where the bonus really comes in you can transfer your 5% Freedom Categories to Sapphire and redeem 25% more, so that makes 6.25% for Category purchases making it the highest rewards % through this combo out of any card. Also coupled with checking you get 10 extra points for every checking/freedom purchase.
So you would actually average higher than 6.25% + 10 points for every transaction through Freedom. So if you made $1000 in spending with average of Freedom category spending through 100 transactions ($10 each transaction average)+ 10points bonus each transaction = 7,500 points for travel.
5000 points for category Freedom card spending ($1000) and 100 transactions at 10 point Freedom / checking bonus (1,000 points) + 25% bonus (1500) (Sapphire travel redemption) = making this card effectively worth 7.5% per dollar spent!
Not to mention the Ultimate Rewards portal gives 12 extra points per Restaurants.com purchases, or 10 extra points at Apple store this Nov 28th, etc. Probably the best member rewards mall I've seen. So if your a frugal shopper and likes to bargin shop, and like to deal with a few things shop around through the reward mall, like everyone likes steaks lol, they make a nice Christmas gift get huge discounts on that usually with the rewards mall. (i dunno i'm just a guy lol, I like steaks as presents =)
yeah the guy at the chase branch was really trying to sell me hard on a checking account with them saying I was qualified for the $200.00 promo they were doing, he was a nice guy but I don't need another checking account and besides their accounts are kind of spendy. I have had a relationship with US Bank for a long time. I was invited to his branch by phone call to talk about my Chase Freedom card. When he called me I was so freaked out something was wrong with my Freedom account that I came in and spoke with him thats when I found out All he was trying to do was sell me a checking account lol
If he had spoke to me about the Saphire at the time I might have actually taken the account provided he was going to offer me the Saphire as well, but oh well it never came up. Life goes on lol