Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

us bank pulls what

Options

‎09-07-2012 07:49 PM

hey does anyone know what usbank pulls in MA? 3 INQ just fell off my TU report so now i only have 7 and 3 are over 1 year old and the rest new. if they pull TU i might go for the cash+

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 1 of 8 (851 Views)
 
Reply
Moderator
Moderator
Revelate
Posts: 4,258
Registered: ‎12-30-2011

Re: us bank pulls what

Options

‎09-07-2012 08:26 PM

Any of the three according to the credit pulls database.  National lender, so hard to say with any certitutde.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge
Message 2 of 8 (821 Views)
 
Reply
Valued Contributor
AndySoCal
Posts: 1,618
Registered: ‎04-07-2009

Re: us bank pulls what

Options

‎09-07-2012 09:04 PM

I cannot tell you which one they pull in MA.  I looked at the who gave me credit web site. One person was denied for a credit due the number of recent inquires and recent age of accounts ( New  accounts)

Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
Message 3 of 8 (795 Views)
 
Reply
Moderator
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: us bank pulls what

Options

‎09-07-2012 11:36 PM

www.whogavemecredit.com

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Message 4 of 8 (739 Views)
 
Reply
New Contributor
Xtina0508
Posts: 70
Registered: ‎04-04-2011

Re: us bank pulls what

Options

‎10-10-2012 01:04 PM

They pull Equifax in Illinois, it that helps at all.

Capital One ($5000) : US Bank Platinum ($5000) : Kohls ($1000) : Dell Preferred ($2500) : Chase Slate ($3500) : Citi Simplicity ($3000) : Victoria Secret Angel Card ($750) : Express Store Card ($500)

3/2012 Transunion Fico - 694 : Goal - 800
6/2012 Transunion Fico - 713 : Goal - 800
9/2012 Transunion Fico - 742 : Goal - 800+
5/2012 Equifax Fico - 691 : Goal - 800
5/2012 Experian Fico - 697 : Goal - 800
Message 5 of 8 (578 Views)
 
Reply
Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: us bank pulls what

Options

‎10-10-2012 06:49 PM

I'm interested in this myself. Very little recent info on the whogavemecredit site. Wish I could steer them to TU of EQ. All of my recent inquiries have been against EX. Amex and Citi wear that report out...

 

 

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
Message 6 of 8 (508 Views)
 
Reply
New Contributor
Xtina0508
Posts: 70
Registered: ‎04-04-2011

Re: us bank pulls what

Options

‎10-11-2012 08:42 AM

When I applied for my US Bank CC, they hard pulled me TWICE on Equifax. Once fro the Branch and once from their underwriting department. Fyi.

Capital One ($5000) : US Bank Platinum ($5000) : Kohls ($1000) : Dell Preferred ($2500) : Chase Slate ($3500) : Citi Simplicity ($3000) : Victoria Secret Angel Card ($750) : Express Store Card ($500)

3/2012 Transunion Fico - 694 : Goal - 800
6/2012 Transunion Fico - 713 : Goal - 800
9/2012 Transunion Fico - 742 : Goal - 800+
5/2012 Equifax Fico - 691 : Goal - 800
5/2012 Experian Fico - 697 : Goal - 800
Message 7 of 8 (429 Views)
 
Reply
Super Contributor
CS800
Posts: 6,105
Registered: ‎04-07-2008

Re: us bank pulls what

Options

‎10-11-2012 10:07 AM

jsickz32 wrote:

hey does anyone know what usbank pulls in MA? 3 INQ just fell off my TU report so now i only have 7 and 3 are over 1 year old and the rest new. if they pull TU i might go for the cash+

I'm in MA and they pulled only EX for me.





Message 8 of 8 (402 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+