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us bank pulls what

Valued Contributor

us bank pulls what

hey does anyone know what usbank pulls in MA? 3 INQ just fell off my TU report so now i only have 7 and 3 are over 1 year old and the rest new. if they pull TU i might go for the cash+

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 1 of 8
7 REPLIES
Moderator

Re: us bank pulls what

Any of the three according to the credit pulls database.  National lender, so hard to say with any certitutde.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 2 of 8
Valued Contributor

Re: us bank pulls what

I cannot tell you which one they pull in MA.  I looked at the who gave me credit web site. One person was denied for a credit due the number of recent inquires and recent age of accounts ( New  accounts)

Equifax My FICO score 814 11/29/2016, Discover TU FICO 807 12/29/2016 Citibank Equifax Bankcard FICO score 827 12/27/2016 Average of Accounts 13 years and no Installment accounts, 1 TU inquiry in 2015
Message 3 of 8
Moderator Emeritus

Re: us bank pulls what

www.whogavemecredit.com

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 8
Contributor

Re: us bank pulls what

They pull Equifax in Illinois, it that helps at all.

AMEX Blue Cash Everyday ($16,500) Capital One Quicksilver ($5000) : US Bank Platinum ($9000) : Kohls ($1500) : Dell Preferred ($2500) : Chase Freedom ($3500) : Citi Simplicity ($5500) : Victoria Secret Angel Card ($1950) : Express Store Card ($1700)

6/2013 Equifax Fico - 723 : Goal - 800+
3/2014 Transunion Fico - 723 : Goal - 800+
3/2014 Equifax Fico - 737 : Goal - 800+

Message 5 of 8
Highlighted
Regular Contributor

Re: us bank pulls what

I'm interested in this myself. Very little recent info on the whogavemecredit site. Wish I could steer them to TU of EQ. All of my recent inquiries have been against EX. Amex and Citi wear that report out...

 

 


    NPSL              $25k            $25k              $23k              $22k               $16k              $12k              $10k            $6.5k
Message 6 of 8
Contributor

Re: us bank pulls what

When I applied for my US Bank CC, they hard pulled me TWICE on Equifax. Once fro the Branch and once from their underwriting department. Fyi.

AMEX Blue Cash Everyday ($16,500) Capital One Quicksilver ($5000) : US Bank Platinum ($9000) : Kohls ($1500) : Dell Preferred ($2500) : Chase Freedom ($3500) : Citi Simplicity ($5500) : Victoria Secret Angel Card ($1950) : Express Store Card ($1700)

6/2013 Equifax Fico - 723 : Goal - 800+
3/2014 Transunion Fico - 723 : Goal - 800+
3/2014 Equifax Fico - 737 : Goal - 800+

Message 7 of 8
Super Contributor

Re: us bank pulls what


jsickz32 wrote:

hey does anyone know what usbank pulls in MA? 3 INQ just fell off my TU report so now i only have 7 and 3 are over 1 year old and the rest new. if they pull TU i might go for the cash+


I'm in MA and they pulled only EX for me.




Message 8 of 8