Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,246
Registered: ‎04-23-2013
0

Re: us bank

 

SIlver:

Valued Contributor
Posts: 1,246
Registered: ‎04-23-2013
0

Re: us bank

Thanks mslady

SIlver:

Frequent Contributor
Posts: 257
Registered: ‎03-28-2013
0

Re: us bank


Stonemanmv wrote:
Just got it in April. I just talked with credit rep and she said that there were no offers right now. She said to call back in about 3 weeks to check. Oh we'll at least I got my CLI

It took over 3 months of having my CL at 5000 before I got an offer in the mail for a new Cash+. 

 

As posted in another thread, I was able to redeem that offer over the phone to PC my Platinum into a Cash+.

 

http://ficoforums.myfico.com/t5/Credit-Cards/US-Bank-Cash-PC/m-p/2299307#M646693

 

Just be patient and call up Cardmember Services every few weeks to see if you have any offers to redeem.

FICO June '15: EX 800, EQ 822, TU 823

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: us bank

Valued Contributor
Posts: 1,246
Registered: ‎04-23-2013
0

Re: us bank

Brax thanks for the info. How so you like your cash+

SIlver:

Valued Contributor
Posts: 1,246
Registered: ‎04-23-2013
0

Re: us bank

Thanks Lexie

SIlver:

Senior Contributor
Posts: 3,135
Registered: ‎04-04-2013
0

Re: us bank

[ Edited ]

Brax wrote:

Stonemanmv wrote:
Just got it in April. I just talked with credit rep and she said that there were no offers right now. She said to call back in about 3 weeks to check. Oh we'll at least I got my CLI

It took over 3 months of having my CL at 5000 before I got an offer in the mail for a new Cash+. 

 

As posted in another thread, I was able to redeem that offer over the phone to PC my Platinum into a Cash+.

 

http://ficoforums.myfico.com/t5/Credit-Cards/US-Bank-Cash-PC/m-p/2299307#M646693

 

Just be patient and call up Cardmember Services every few weeks to see if you have any offers to redeem.


I had my platinum for 6 months before I decided to call (last night, actually) and they were able to PC my card to a cash+

 

My platinum started with 8.5K, my highest credit limit, so that wasn't a problem. Too bad they didn't suggest this in the bank back in April...

 

Also, they reduced my APR from 15.99% down to 14.25% without my asking.



TU-08: 760 EX-08: 766    EX-08 Bankcard: 807    EX-98: 751 EQ-04: 753
Valued Contributor
Posts: 1,246
Registered: ‎04-23-2013
0

Re: us bank

That's nice. I guess I'll just keep checking.

SIlver:

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: us bank

FinStar... What was your FICO when you got your US Bank card?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 3,135
Registered: ‎04-04-2013
0

Re: us bank

[ Edited ]

Well, I don't know about FinStar. But I can certainly tell you my Fico scores when I obtained each of my US Bank cards this year.

 

January I applied for my first unsecured card, after having a $1000 secured US Bank card for 1 year. Applied for US Bank Platinum card. $8,500 CL. FICO 732

 

April Applied for my 4th unsecured card, a US Bank Cash+, received Cash Rewards instead. $6,500 CL. FICO 709



TU-08: 760 EX-08: 766    EX-08 Bankcard: 807    EX-98: 751 EQ-04: 753

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.