I did have to sacrifice the remaining months of 0% apr when I switched the Platinum card to Cash+.
Goes without saying, really. But I said it anyways.
FinStar... What was your FICO when you got your US Bank card?
MyFICO scores hovered around 765 for TU and 780 on EX ((I think). I haven't checked but I believe they pulled TU (I'm in the Midwest). Of course, my scores may take a bit of a dip due to the recent aquired CCs... plus, now I have to keep an eye on them 3 Barclays cards...I read about your CLD earlier - glad they were able to reinstate though.