Credit Cards

[john398]

They did tell me last year I could not get a Secured Credit Card because I was not a full member, so were you asking about secured or unsecured card?

[spartanspirit]

i was asking about any of the credit cards. but she told me "associate" members were not eligible for any of them. basically the only reason i joined.

[Crashem]

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spartanspirit wrote:

i was asking about any of the credit cards. but she told me "associate" members were not eligible for any of them. basically the only reason i joined.

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She is wrong.  Log into your account.  You should see some cards you can apply for.

[spartanspirit]

so i called usaa again to get another rep, and this rep told me the same thing. i was not eligible for anything except checking/savings and discounts for some life insurance products. i mentioned this board, how there are some members who have no military affiliation and they were able to get a credit cards, and she said that was not possible. she said only full members or usaa employees were eligible. not making a big deal out of this, just weird that im reading different from what they are saying.

[WhiteCollar]

They are giving you incorrect info. As a partial member, you can apply for both the USAA platunum visa and mastercard. You just will not be eligible to receive the lowest rates available, full members get that perk.

[jsucool76]

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spartanspirit wrote:

so i called usaa again to get another rep, and this rep told me the same thing. i was not eligible for anything except checking/savings and discounts for some life insurance products. i mentioned this board, how there are some members who have no military affiliation and they were able to get a credit cards, and she said that was not possible. she said only full members or usaa employees were eligible. not making a big deal out of this, just weird that im reading different from what they are saying.

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From what I've read USAA is supposed to have good customer service, surprising that they would be handing out such misinformation. 

A partial member's screen will only show what you can apply for when you look at credit cards (i'm a partial member and I see this) 

Whereas a full member gets all of these

[spartanspirit]

thats funny, cuz the cards for full members is what i see when i log in, and my sister, who i signed up an account for in the exact same has the three card screen and was able to apply (denied). i called a third rep aaaaaannnnddddd she said everybody has full membership, just active and retired military get the insurance. she's never even heard of full or partial memberships, and i could apply for a card, i just had to phone in my application. awww to be confused. thanks for everyones help and advice. i appreciate it.

[Crashem]

Not sure why you didn't just apply online.

[spartanspirit]

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Crashem wrote:

Not sure why you didn't just apply online.

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because no matter which card i click on, im taken to a screen that asks me to verify my eligibility, and while my dad is retired air force, he's not a usaa member, so it tells me i cant apply for any of them and to use a different family member. its okay, not the worse thing that can happen to me.

[Crashem]

Didn't you join first?