Reply
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: usaa partial members not eligible for credit cards??

They did tell me last year I could not get a Secured Credit Card because I was not a full member, so were you asking about secured or unsecured card?

Valued Member
Posts: 49
Registered: ‎08-16-2011
0

Re: usaa partial members not eligible for credit cards??

i was asking about any of the credit cards. but she told me "associate" members were not eligible for any of them. basically the only reason i joined.



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge





Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: usaa partial members not eligible for credit cards??


spartanspirit wrote:

i was asking about any of the credit cards. but she told me "associate" members were not eligible for any of them. basically the only reason i joined.


She is wrong.  Log into your account.  You should see some cards you can apply for.

               LIMITS IN CARD DESCRIPTIONS
Valued Member
Posts: 49
Registered: ‎08-16-2011
0

Re: usaa partial members not eligible for credit cards??

so i called usaa again to get another rep, and this rep told me the same thing. i was not eligible for anything except checking/savings and discounts for some life insurance products. i mentioned this board, how there are some members who have no military affiliation and they were able to get a credit cards, and she said that was not possible. she said only full members or usaa employees were eligible. not making a big deal out of this, just weird that im reading different from what they are saying.



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge





Frequent Contributor
Posts: 316
Registered: ‎04-07-2012
0

Re: usaa partial members not eligible for credit cards??

They are giving you incorrect info. As a partial member, you can apply for both the USAA platunum visa and mastercard. You just will not be eligible to receive the lowest rates available, full members get that perk.

Senior Contributor
Posts: 4,589
Registered: ‎12-11-2011
0

Re: usaa partial members not eligible for credit cards??


spartanspirit wrote:

so i called usaa again to get another rep, and this rep told me the same thing. i was not eligible for anything except checking/savings and discounts for some life insurance products. i mentioned this board, how there are some members who have no military affiliation and they were able to get a credit cards, and she said that was not possible. she said only full members or usaa employees were eligible. not making a big deal out of this, just weird that im reading different from what they are saying.


From what I've read USAA is supposed to have good customer service, surprising that they would be handing out such misinformation. 

 

A partial member's screen will only show what you can apply for when you look at credit cards (i'm a partial member and I see this) 

USAA1.png

 

 

Whereas a full member gets all of these

 

USAA2.jpg

;
Valued Member
Posts: 49
Registered: ‎08-16-2011
0

Re: usaa partial members not eligible for credit cards??

thats funny, cuz the cards for full members is what i see when i log in, and my sister, who i signed up an account for in the exact same has the three card screen and was able to apply (denied). i called a third rep aaaaaannnnddddd she said everybody has full membership, just active and retired military get the insurance. she's never even heard of full or partial memberships, and i could apply for a card, i just had to phone in my application. awww to be confused. thanks for everyones help and advice. i appreciate it.



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge





Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: usaa partial members not eligible for credit cards??

Not sure why you didn't just apply online.

               LIMITS IN CARD DESCRIPTIONS
Valued Member
Posts: 49
Registered: ‎08-16-2011
0

Re: usaa partial members not eligible for credit cards??


Crashem wrote:

Not sure why you didn't just apply online.


because no matter which card i click on, im taken to a screen that asks me to verify my eligibility, and while my dad is retired air force, he's not a usaa member, so it tells me i cant apply for any of them and to use a different family member. its okay, not the worse thing that can happen to me. :smileyhappy:



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge





Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: usaa partial members not eligible for credit cards??

Didn't you join first?

               LIMITS IN CARD DESCRIPTIONS
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.