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util question? which is better

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jks3011
Established Member

util question? which is better

is it better to have 1 card a 70% uti and the others paid off ot 4 cards with 30% util?

NFCU Sig Visa 22k / USAA World MC 15k / USAA Platinum Visa 10k / BFCU 10K / Chase Sapphire 7k / Chase Freedom 7.5k / Discover 1900 / Banana Republic 2500
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boomhower
Valued Contributor

Re: util question? which is better


@jks3011 wrote:

is it better to have 1 card a 70% uti and the others paid off ot 4 cards with 30% util?


I posted essentially the same question last week and the general consesus was the fewer card reporting a balance the better.  That's the route I went, waiting for reports to update to see FICO impact.

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jks3011
Established Member

Re: util question? which is better

thanks for the reply

NFCU Sig Visa 22k / USAA World MC 15k / USAA Platinum Visa 10k / BFCU 10K / Chase Sapphire 7k / Chase Freedom 7.5k / Discover 1900 / Banana Republic 2500
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