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victoria secret cart trick?

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matthallis
Valued Member

victoria secret cart trick?

I just tried this and it gave me a preapproval popup. Wondering If this means you will definately be approved or would it just hurt my score if im not?

 

 

Can someone who signed up for it with the trick please fill me in?

 


Gardening as of 7/7/2013
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colindidit
Established Contributor

Re: victoria secret cart trick?

It's a soft pull..if you're approved it could still hurt your score because of the new account
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 2 of 3
Epcot
Valued Contributor

Re: victoria secret cart trick?

Basically they SP'd you and offered to extend you a certain amount of credit. If you accept, they will open the account and you will get a ding for AAoA, everyone is different, so hard to tell how much it would hurt. But you should not get an inquiry.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
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