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I have heard other poeple getting approved later for cards after bad old accounts.
Thanks for all the responses. You go to their website and register an account then put a few things in your shopping cart and before checkout a preapproval will pop up and tell you the amount your approved for. When I did this I didn't respond to the approval And they sent me a letter saying to go back on their website and accept the approval they even gave me a preapproval code. From what ive read on other boards its an soft inquiry all they ask you for is the last four of you soc# . But as I said before Iam a little apprehensive cause of the charge off I had with them on a Speigals account.
not sure what you should do with the victoria's offer, but on the spiegel issue, i would dispute that on my reports. spiegel went out of business and no one is going to respond to the dispute which means it wold be removed from your report.
@Anonymous wrote:not sure what you should do with the victoria's offer, but on the spiegel issue, i would dispute that on my reports. spiegel went out of business and no one is going to respond to the dispute which means it wold be removed from your report.
the store went out of business, not the bank backing the credit card. someone will most likely respond to the dispute.
I would go for it, lots of people have gotten these and no one has been denied from what I have read
You should go for it. If you get a pre-approval from them and except its on a soft pull no hard so theres really no harm in trying. Ive gotten several wfnb pre approvals and they have always been softs.