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Established Contributor
Posts: 670
Registered: ‎03-21-2013
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visa signature and amex site

Saturday I did my little 2 app spree.  The Amex was declined and they pulled all 3 CR's  I am waiting on the letter to recon but I did try to go to the site and pull up the "results" they sent me the link to do so.  When I put in my info it supposidly can't find my app.  HAs anyone else had this happen.

 

ON the other side

 

My BofA cash rewards was instantnly approved and when I got on my banking site today it is a Signature Visa.  What type of extra benefits will this bring me.  ( i don't want to wait for the paper work to know.)

 

Smiley Happy


Starting Score: 570 ish
Current Score:EX (694) 10/2/2014, EQ (686) 10/2/2014, TU (684) 10/2/2014 (ALL MORTGAGE PULLS)
Goal Score: 750
In My Wallet: GE Care Credit (8K) BestBuy (6K) BofA Cash Rewards Signature Visa (5K) Cap One Quicksilver (4.5K) Chase Freedom (4K) Lowes (2.8K) VS Angel Card (1300)
New Member
Posts: 6
Registered: ‎06-14-2013
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Re: visa signature and amex site

From my experience, the difference between the Visa Sig and the normal Visa is not much. There may be some additional features as far as customer service, travel assurance, or product warranties which varies by issuer, but I have never had the opportunity to use these. Pretty much just bragging rights as far as I am concerned. 

~Chase Sapphire Preferred $25K / Chase Freedom $25K / AMEX BCE $20K / Captialone $3K Smiley Sad / Amazon $2K / Paypal $2K

~ In the garden since 6/24/2013
Established Contributor
Posts: 937
Registered: ‎07-24-2012
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Re: visa signature and amex site

[ Edited ]

Here's the info. 

 

Congrats by the way. 

Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
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Re: visa signature and amex site

Congrats on your approval....And with the signature you also get the concierge service, no foreign transaction fees. Smiley Happy

*8/10/13
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Super Contributor
Posts: 5,754
Registered: ‎12-11-2011
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Re: visa signature and amex site


dodfire wrote:

Congrats on your approval....And with the signature you also get the concierge service, no foreign transaction fees. Smiley Happy


BoA's platinum cards get concierge too, it just isn't the visa sig concierge. It's privately contracted. One of the benefits of them having "Platinum Plus" as opposed to regular platinum, 

 

Other than that, visa sigs only other benefits are travel insurance, (I think) primary car rental insurance (as opposed to supplementary), maybe purchase protection, not sure. Benefits vary by issuer. 

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