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wait time between GE CLI

Established Contributor

wait time between GE CLI

Does anyone have a feeling what the wait time is between GE CLI's? I got my amazon in mid february. Got a CLI in mid march. Is mid april too soon to ask for another CLI? haha


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 1 of 9
8 REPLIES
Mega Contributor

Re: wait time between GE CLI


NJTurnpike wrote:

Does anyone have a feeling what the wait time is between GE CLI's? I got my amazon in mid february. Got a CLI in mid march. Is mid april too soon to ask for another CLI? haha


It is usually 4 months after each CLI. However, it can be YMMV talking to the right people there.




EQ FICO 548 3/3/16
Message 2 of 9
Established Contributor

Re: wait time between GE CLI

i dont think it has anything to do with talking to the right people. from everything ive read and from my exepreince dealing with credit solutions, it sounds like they just punch some data into a black box system that comes back with a response. At least that's the impression ive gotten.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 3 of 9
Moderator Emerita

Re: wait time between GE CLI

+1. Some have gotten them 2-3 mos apart but usually 4 mos is standard.
Message 4 of 9
Mega Contributor

Re: wait time between GE CLI

credit solutions actually do a manual review of your file, they are pretty decent to work with.




EQ FICO 548 3/3/16
Message 5 of 9
Established Contributor

Re: wait time between GE CLI

really? they actually are looking it over with a pair of human eyes? how can you be so sure? although your input gets instant respect for being a mega contributor. Smiley Very Happy


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 6 of 9
Moderator Emeritus

Re: wait time between GE CLI

I've called Credit Solutions before and the lady actunally looked over my CR.  I know because she was asking me questions about it.  So I'd say yes, they actually look at it and make a decision.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 9
Moderator Emerita

Re: wait time between GE CLI

+1

When I called they asked questions about my inq's 😔
Message 8 of 9
Highlighted
Established Contributor

Re: wait time between GE CLI

Ive called many many times and they never question me about my CR. Everytime I called before the 4th statement cut day, I get NO's

 

but If I call right at my 4th I get Congratulations Smiley Happy

 

 

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 9 of 9