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Established Contributor
Posts: 662
Registered: ‎02-20-2013
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wait time between GE CLI

Does anyone have a feeling what the wait time is between GE CLI's? I got my amazon in mid february. Got a CLI in mid march. Is mid april too soon to ask for another CLI? haha


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: wait time between GE CLI


NJTurnpike wrote:

Does anyone have a feeling what the wait time is between GE CLI's? I got my amazon in mid february. Got a CLI in mid march. Is mid april too soon to ask for another CLI? haha


It is usually 4 months after each CLI. However, it can be YMMV talking to the right people there.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Contributor
Posts: 662
Registered: ‎02-20-2013
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Re: wait time between GE CLI

i dont think it has anything to do with talking to the right people. from everything ive read and from my exepreince dealing with credit solutions, it sounds like they just punch some data into a black box system that comes back with a response. At least that's the impression ive gotten.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: wait time between GE CLI

+1. Some have gotten them 2-3 mos apart but usually 4 mos is standard.
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: wait time between GE CLI

credit solutions actually do a manual review of your file, they are pretty decent to work with.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 662
Registered: ‎02-20-2013
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Re: wait time between GE CLI

really? they actually are looking it over with a pair of human eyes? how can you be so sure? although your input gets instant respect for being a mega contributor. Smiley Very Happy


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Moderator
Posts: 13,897
Registered: ‎04-15-2011
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Re: wait time between GE CLI

I've called Credit Solutions before and the lady actunally looked over my CR.  I know because she was asking me questions about it.  So I'd say yes, they actually look at it and make a decision.

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Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: wait time between GE CLI

+1

When I called they asked questions about my inq's 😔
Established Contributor
Posts: 727
Registered: ‎01-13-2013
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Re: wait time between GE CLI

Ive called many many times and they never question me about my CR. Everytime I called before the 4th statement cut day, I get NO's

 

but If I call right at my 4th I get Congratulations Smiley Happy

 

 

 

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