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Yes! They may just want to verify some information.
Call
I got that from Cap 1 and I got approved!
@jdirilo wrote:
Has anyone received this message recently when applying for a Wal-Mart card? Any time I have received this from a creditor in the past, it meant denial. Just wondering If there is hope, and If not, at what score do they usually approve? I think I'm close to 600.
Usually, that's a denial. For approval, scores needs to be in the upper 600s for consideration. With a bankruptcy, it's a little more difficult.
@scarzy wrote:
@jdirilo wrote:
Has anyone received this message recently when applying for a Wal-Mart card? Any time I have received this from a creditor in the past, it meant denial. Just wondering If there is hope, and If not, at what score do they usually approve? I think I'm close to 600.
Usually, that's a denial. For approval, scores needs to be in the upper 600s for consideration. With a bankruptcy, it's a little more difficult.
600 is a little low even for WalMart but its not unheard of. They are one of the easiest to qualify for....you have already suffered the inq hit - might as well call.
Walmart denied me instantly. A 7-10 day msg. sometimes means they need more info. I say call, ya never know, and who wants to wait that long?