walmart 7-10 day message

[BrokaToe]

They normally pull TU...that's who they pulled for me

[09Lexie]

Usually TU

@ BrokaToe- you beat me! 

[jdirilo]

I just pulled myfico scores and reports. I have a 600 TU and 544 EQ. Last Thursday my credit union pulled my experian (to refinance my car) and it was 581. My scores have gone up a lot, seeing as how just two weeks ago my EX was 515. But I had two collections removed, and I'm working on one more and a charge off account so all that is negative is my bk from 09.

[aldejesus]

They used TU last november when I got approved. All my CC from GEMB (Amazon, Walmart, Paypal, TJXrewards) have pull TU.

[jdirilo]

Can I ask what your score was then? And if you got instantly approved?

[aldejesus]

My TU was at 631 with a 6 1/2 years Charge off still hurting, and was instantly approve. For the Amazon I got the same message as you, but after I call they verified address info and approved it. Be positive, call tomorrow morning and let us know. 

[Leadberry]

OP, have you tried calling the backdoor number in the sticky at the top of this board?  If I'm not mistaken they're available 24 hours.

[jdirilo]

Which number is it, there are a few. One of them is the one I tried, its listed as "underwriting"

[Leadberry]

It's the one listed next to "personal accounts."  They were answering that number at 10pm EST as of the other day.

[jdirilo]

Says they are closed. It's 10pm mountain time