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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

walmart CC fico score question?

when and where does this come up at on your account? My walmart CC is new and I got my score last month but have yet to receive it this month. Does it automatically change and do you get a notification?

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Established Contributor
TNTransplant
Posts: 688
Registered: ‎01-03-2012

Re: walmart CC fico score question?

They are not out yet. They update by the 10th business day of the month.
Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13


Take the 2013 FICO Fitness Challenge
Regular Contributor
7PM789
Posts: 176
Registered: ‎08-20-2012

Re: walmart CC fico score question?

Is the score you get with the walmart credit card a Trans Union fico or a faco score?
Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $7k - Walmart Discover - $2.4k -
W.M.TU-779(May/13) EQ-726(July/12) EX-753(Jan/13)
Aude, Vide, Tace. . .
Established Contributor
emptypockets
Posts: 520
Registered: ‎02-03-2009

Re: walmart CC fico score question?

It is a TU08 Fico score. It is a real FICO.

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: walmart CC fico score question?


beautybrainsbooty wrote:

when and where does this come up at on your account? My walmart CC is new and I got my score last month but have yet to receive it this month. Does it automatically change and do you get a notification?


There's no notification. You just have to keep logging in and checking. Just click on the "check your FICO" button in your WM  account. After it updates, you'll see the current month's date. As long as you're still seeing last month's date, that means that it hasn't updated yet. It is usually around the 10th biz day of the month, but the date it shows on your FICO score will be earlier in the month -- usually around the 2nd or 3rd. I think there's just a delay from the time the scores are pulled and the time they show up on our accounts.

 

If you're active on the forum, someone usually posts a thread when the new scores are up. :smileyhappy:

 

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EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!


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