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Valued Contributor
rootpooty
Posts: 1,690
Registered: ‎10-28-2011

walmart LUV question

My cl is 700 but I haven't even had the card a month yet and have yet to charge anything to the card. However I would like to make a purchase but it slightly is over my cl. What are my chances of calling Walmart UW and explaining to them that would they show me a little luv?

Also isn't there a zero percent intro or something I seen that you can print off the web to use it in store? I'm looking to purchase a Canon T3I and I'm trying to weigh my options.

Thanks
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
rootpooty
Posts: 1,690
Registered: ‎10-28-2011

Re: walmart LUV question

I forgot to add I have less than 10% util reporting
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: walmart LUV question

Did you activate your Walmart fico yet?

I made one purchase when I got my cli from 800 to 3k. And about 4 purchases total when I got bumped to 5k last month
Only had the card since end of July but my Walmart fico last month was 743 cause of low util :smileyhappy:
Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: walmart LUV question

If you sign in and go to special offers its plastered over my login page
Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
rootpooty
Posts: 1,690
Registered: ‎10-28-2011

Re: walmart LUV question

I haven't enrolled in paperless statements yet. Is it necessary before I request a cli?
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: walmart LUV question

While its not necessary too get the cli but when you enroll in e-statements you get a free transunion fico score every month
Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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