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Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

walmart LUV question

My cl is 700 but I haven't even had the card a month yet and have yet to charge anything to the card. However I would like to make a purchase but it slightly is over my cl. What are my chances of calling Walmart UW and explaining to them that would they show me a little luv?

Also isn't there a zero percent intro or something I seen that you can print off the web to use it in store? I'm looking to purchase a Canon T3I and I'm trying to weigh my options.

Thanks
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: walmart LUV question

I forgot to add I have less than 10% util reporting
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: walmart LUV question

Did you activate your Walmart fico yet?

I made one purchase when I got my cli from 800 to 3k. And about 4 purchases total when I got bumped to 5k last month
Only had the card since end of July but my Walmart fico last month was 743 cause of low util :smileyhappy:
Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: walmart LUV question

If you sign in and go to special offers its plastered over my login page
Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: walmart LUV question

I haven't enrolled in paperless statements yet. Is it necessary before I request a cli?
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: walmart LUV question

While its not necessary too get the cli but when you enroll in e-statements you get a free transunion fico score every month
Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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